May 30 2008, 12:22 PM
QUOTE(tinkerbel @ May 30 2008, 11:29 AM)
There is NOTHING u can do about the situation because it's oredi happened. Right now, Ur friend will need to plan his finances and make sure he pays up ALL credit card bills; interest rates on credit card's so high it's not worth it - take out a personal loan if he needs to [it'll probably still be cheaper than paying credit card interest rates].
In the meantime, destroy all credit cards and stop using credit to make payments; whatever excuse he gives, it's nothing but just an EXCUSE.
Credit card is useful for emergency used, but it is strongly advisable to fully pay up the balance every month. The interest rate is way too high.In the meantime, destroy all credit cards and stop using credit to make payments; whatever excuse he gives, it's nothing but just an EXCUSE.
Tinkerbel is right, try to talk to bank to get a personal loan and clear it if the balance get too high...compare the interest before you do so.
Good luck
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