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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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yuunasue
post Nov 16 2010, 08:05 PM

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Hi, need advise. I'm first time buying house @ ipoh perak. Totally don't understand housing loan etc... Can some one assist me ? Current seeking a properties at ipoh with..

Property price : 118k
Loan Margin : Highest possible
Loan tenure : Longest possible (current age =27)
Property Status : Used / Relative sell
Property Location : Perak Menglembu
MRTA/MLTA : Not sure about this
Additional : Legal fees? Or else i need to pay? BLR for used house rate?

Current income 1.5k SGD, no other loan. Please advise with you BIG NAME and CONTACT NUMBER. TYVM


yuunasue
post Dec 7 2010, 02:10 PM

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232 posts

Joined: Jul 2009

Hi,

I'm seeking a used house near Menglembu / Buntong, Perak ( Ipoh Area ). Does budget 2011 start yet? Taking with full loan. There have a two situation, both same area but differ fasa and development.

Property price : 120k / 200k
Loan Margin : 95% or full loan ( the best )
Loan tenure : 40 year (current age = 26)
Property Location : Ipoh
MRTA/MLTA : Depend

Income: SGD 1400 Min
BTW, what is my maximum loan properties, repayment around RM1k per month

If join name, current income plus RM1.5k, will it entitle to support my loan?

Wait your reply soon, pls PM me some of detail and your contact number.

Thanks in advance.

Jeffrey
yuunasue
post Dec 17 2010, 04:34 PM

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Junior Member
232 posts

Joined: Jul 2009
Hi,

I'm seeking a best loan for my 1st properties at IPOH

Property Price / Loan Amount : 220K
Property : Used
Annual Income: SGD 18k +-
MOF : MAX or Higher
Tenure : 30 Years
Insurance : MRTA attached
location : Desa Rishah, Menglembu, Perak

Just check with HSBC today, their offer BLR-2 in flexi.

Does any other bank offer better than this?

Thanks

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