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This post has been edited by toto4d: Jul 11 2009, 08:23 PM
Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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 Jul 8 2009, 08:10 AM
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#1
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Senior Member
643 posts Joined: Nov 2006 From: Johannesburg  
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Jul 8 2009, 07:42 PM
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#2
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643 posts Joined: Nov 2006 From: Johannesburg
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QUOTE(Pai @ Jul 8 2009, 06:19 PM) toto, Around 2k.how much can you save every month now?   |
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Jul 9 2009, 12:56 PM
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#3
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643 posts Joined: Nov 2006 From: Johannesburg
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QUOTE(Pai @ Jul 8 2009, 08:02 PM) Then think you better save some $$$ 1st. If 2k savings p/m is your best effort, make sure you have around 40k savings before you make the plunge. Thanks for advice. Ya, 5k is a bit too much, probably too much travelling. Will have to cut my travelling and see how it go. 3.5k should be an achievable target. Alrite, think i better be more discipline in saving. Btw chief, 5k monthly expense for a single 26 yr old chap is rather high. Maybe you can figure out a way to reduce expenses and at least save 3.5k p/m. IMO, if you can save 3.5k p/m now, then you can comfortably afford the house now. Good luck  |
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Jul 9 2009, 01:11 PM
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#4
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643 posts Joined: Nov 2006 From: Johannesburg
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QUOTE(Pai @ Jul 9 2009, 01:07 PM) Good Btw, do u understand the logic of why you need to save 3.5k p/m for you to be able to afford the house now??  Haha, not really. Please advise on this. I just think that if I can save 3.5k p/m, then after the loan repayment, I still can save 2k. Then it should be ok to continue grow my saving. Is this the logic? |
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