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sukhoi35mk
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 Mar 26 2009, 10:45 AM
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I got an offer for loan as following:-
Total loan : RM281K (loan + MRTA + FEC)
MOF : abt 69%
tenure : 30 yrs
loan type : Flexi loan + current account. Cheque book and ATM card provided with no charge for withdrawal. RM200 for one time setup fee and monthly fee of RM10. Daily interest calculation.
for first 2 yrs it is BLR - 2.35 then follow by BLR-2.20 for whole tenure..
Do you guys think it is good deal?
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sukhoi35mk
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Mar 26 2009, 01:15 PM
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QUOTE(Phoeni_142 @ Mar 26 2009, 01:00 PM) terms seem fair, except for one point. the MOF. U r willing to foot up 31% (approx 120K) for this? I wouldn't. Initially, i planned to pay more than RM120K using my own money as i don't wan borrow so much from bank... |
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sukhoi35mk
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Mar 26 2009, 03:04 PM
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QUOTE(mouldybread @ Mar 26 2009, 03:00 PM) if its a flexi, why not increase the MOF and dump the saved cash into the current account? works the same isnt it? emmm...never think of that... btw, agent just called.....his manager decided to give me BLR-2.25 for whole tenure...which i think it is really good deal now...
Added on March 26, 2009, 3:11 pmQUOTE(Phoeni_142 @ Mar 26 2009, 02:52 PM) for own stay...  This post has been edited by sukhoi35mk: Mar 26 2009, 03:11 PM |
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