Property price : 615 K
Loan Margin : 90%
Loan tenure : 30year (current age = 30)
Property Status : Under construction, complete around mid 2011
Property Location : Puchong
MRTA/MLTA : Prefer MLTA
Additional Info : Subsale from 1st owner, will start loan after getting CF

Anyone who can offer an attractive package PM me please.

Thanks All

Suggestion is go for refinancing if the lock-in period had lapsed. It will drive your current financier to counter offer at a better rate (ie. HLB, PBB), thus, you don't have to write this kind of letter to "beg" for a better rate.