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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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sinner
post May 6 2009, 03:47 PM

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hi, i buying a house around 190K~230K, 10% deposit, means borrow around 170~210... repayment maybe 25~30 years, which bank to take?

anyone have the complete table, which stated how much to pay each month, like those they give on properties fair? thanks!
sinner
post May 7 2009, 09:00 AM

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Junior Member
315 posts

Joined: Jan 2003
QUOTE(onnying88 @ May 6 2009, 07:28 PM)
Firstly for new purchase property, better to get loan from the end financial for the developer, as the process will faster.
Can let us know which back is their end financial bank? If the bank offer not not so good or not your fav bank, get more offer from others.
CIMB,HongLeong,Alliance offer good in flexi loan,
PB,OCBE offer good in term loan
But it's also apply to their T&C.
If you need help i can help you to get offer from few bank and compare for you. free of charge smile.gif

Actually you can easily download those mortgage calculater on internet to get the installment illustration.
Or you can pm my you email i can send one for you too smile.gif
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thanks for the reply..

their end financial is public bank, i heard is not so good

and i plan to get a flexi loan.. as suggested by my friend..
sinner
post May 7 2009, 04:29 PM

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315 posts

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hi all, i plan to get a landed properties (on-going project) around 200K, will put in 10% deposit..repayment maybe 30 or 35 years..

been looking around for loan, the thing is they have this so called term loan and flexi loan .. i got little understanding over these..

can anyone explain to me, the pro and cons of both and for my case, which is the best choice? thanks!

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