Anyone interested in fixed rate home loan at 4.85% entire tenure?
Please PM me. This rate will end soon.
Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
|
|
Aug 25 2009, 10:04 PM
Return to original view | Post
#1
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
Anyone interested in fixed rate home loan at 4.85% entire tenure?
Please PM me. This rate will end soon. |
|
|
|
|
|
Sep 1 2009, 10:31 PM
Return to original view | Post
#2
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
For full flexi loan, feel free to contact me.
|
|
|
Sep 24 2009, 06:46 PM
Return to original view | Post
#3
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(MyDevil @ Sep 23 2009, 04:49 PM) From my research, Hong Leong has the best deal right now. HLB Bank loan is not easy to apply. There are strict criterias to be followed.http://www.hlb.com.my/promo/pfs/housing/index.jsp?s=promo BLR - 2.4% |
|
|
Sep 25 2009, 08:23 PM
Return to original view | Post
#4
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
|
|
|
Sep 28 2009, 08:27 PM
Return to original view | Post
#5
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(thilanesh @ Sep 28 2009, 02:40 PM) im applying housing loan joint venture with my wife Chances are slim, though not impossible. When is the exact month showing 3 3 3 3 3?my salary is 2.5k and my wife salary is 2.3k we have 2 car paying for 2.2k per month, i have a personal loan 12k paying monthly rm330 i checked my credit report with bank negara and notice my car payment show all 3 3 3 3 3. what are the possibilities for my loan get approved ? i paid the depost 10% for the house I'm a mortgage broker, specialise in helping lowyat members in getting a home loan at a lower interest rate. |
|
|
Sep 29 2009, 08:01 PM
Return to original view | Post
#6
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
|
|
|
|
|
|
Sep 30 2009, 09:32 PM
Return to original view | Post
#7
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(bob @ Sep 30 2009, 03:37 PM) about refinance ....... 4 months is too long. Anyone looking for a mortgage loan or refinancing at a lower rate, feel free to contact me.normally, how long does bank takes to settle all the process for refinance housing loan? as my case, already 4 mths with cimb ... but still not settle yet I'm a mortgage consultant for many banks in Klang Valley. |
|
|
Nov 6 2009, 09:00 PM
Return to original view | Post
#8
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
Below are the latest OCBC rate:
MLR-0.75% (current MLR rate is 4.4%) BLR-1.8% Loan amount <RM500K BLR-1.9% Loan amount >RM500K If you want to apply OCBC home loan in Klang Valley, feel free to PM me. |
|
|
Nov 30 2009, 07:40 PM
Return to original view | Post
#9
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(ooiseng @ Nov 28 2009, 05:56 PM) hi penang, For ING home loan, you need to buy MRTA or MLTA. Fixed rate is normally suited for long term house owner. If you are buying property for investment and decide to sell in the short term, I would suggest that you choose floating rate.for ING fixed housing loan, is there any T&C required by ING like need to purchase ING life insurance and etc? |
|
|
Dec 4 2009, 09:38 PM
Return to original view | Post
#10
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(milkytime @ Dec 4 2009, 07:10 PM) Any agent care to to give me a quote? Based on the above info, the monthly installment will be around Rm700++.I'm buying an apartment, worth 200k, but only take up loan 150k for 25yrs. My budget would be around 600 ++ per month, FYI the apartment is about 3 - 4 yrs old, land left 56yrs. Pls PM me? Thanks! To reduce to RM600++ monthly, either you extend your loan tenure or reduce the loan amount. |
|
|
Apr 12 2010, 01:36 PM
Return to original view | Post
#11
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
|
|
|
Apr 12 2010, 05:55 PM
Return to original view | Post
#12
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(limjenson @ Apr 12 2010, 02:25 PM) Hi, I just PM you. Please reply my PM and I will assist you to get the loan.Planning to get a property around 500k. How much must my salary be to qualify for a loan cause I am afraid after I place a downpayment then can't get a loan. I currently have a HP with less than a year left. Thanks. |
|
|
May 18 2010, 01:34 PM
Return to original view | Post
#13
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(hAnn @ May 18 2010, 09:23 AM) Dear all,OCBC has revised their rates also. BLR = 6.05% MLR= 4.90% Feel free to contact me if you want to apply for a loan for new property or refinance. Regards, Peter Mortgage Consultant Free mortgage loan application and free consultation in Klang Valley |
|
|
|
|
|
May 18 2010, 08:48 PM
Return to original view | Post
#14
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(Savor_Savvy @ May 18 2010, 04:32 PM) There are 3 reasons:(a) Your income is not strong enough (b) You have a history of paying your debts late © Bank panel valuators cannot get that market value to be the same as the selling price of the property Added on May 18, 2010, 8:50 pm QUOTE(mshakir83 @ May 18 2010, 07:21 PM) dear all, mshakir has a point here. However, fixed rate is more suitable for those looking for long term.As BLR rates has increased, I think it is important to try for fixed rate. AIA mortgage has non-zero entry cost at 4.99% and zero entry cost at 5.25%. Kindly PM me if interested. We can work out a deal here. I can also assist with other loans. This post has been edited by klang-valley: May 18 2010, 08:50 PM |
|
|
Jun 9 2010, 10:45 AM
Return to original view | Post
#15
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(joul @ Jun 9 2010, 12:39 AM) Hi everyone.. Since the loan is shared with your name, then yes the bank will take it that your commitment is high. There is a way to overcome this, please PM me if you want to get a new loan. I'm a mortgage agent in Klang Valley area.Just a question..If my parents included my name in their home loan of approximately a few million in order to extend the loan tenure, then does it mean I won't be able to get a home loan on my own anymore as obviously my commitment will be way more than my salary (RM2800). Does it mean that I'm doomed, even though in actual fact I have nothing to do with the property my parents bought? Please help! |
|
|
Jun 24 2010, 11:58 PM
Return to original view | Post
#16
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(jesslynn @ Jun 24 2010, 07:44 PM) ok, then anyone can explain flexi loan, semi flexi loan? what are differences between 2? pros and cons? Full flexi = normally you will be given a cheque book, it is a current account where you can withdraw the funds anytime without any notice to the banksorry guys, i am newbie to do housing loan... first time apply, so need consider properly... Semi flexi = no cheque book, you need to give notice to the bank to withdraw. Normally is 3 days advance notice. |
|
|
Jun 30 2010, 09:48 PM
Return to original view | Post
#17
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
OCBC new home loan package:
NZMC RM150,000 and above Yr 1-3: 4.15% Sub :BLR - 1.90% |
|
|
Jul 31 2010, 10:33 AM
Return to original view | Post
#18
|
![]() ![]()
Junior Member
178 posts Joined: Jul 2009 From: Petaling Jaya |
QUOTE(e-claire @ Jul 30 2010, 08:48 PM) Am wondering how much i can loan if i am earning roughly 3.8k per month, no car installment and no credit card debts. Say i want to pay anything less than RM800 a month and loan period of as long as possible. I've been thinking of buying a property but am unsure of the range of price that i should target. You can get a loan about RM180K. With that salary, you can get more loan amount if you are willing to pay higher loan installment.This post has been edited by klang-valley: Jul 31 2010, 10:34 AM |
|
Topic ClosedOptions
|
| Change to: | 0.0302sec
0.63
7 queries
GZIP Disabled
Time is now: 3rd December 2025 - 07:51 AM |