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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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jeffbong
post Jan 29 2009, 04:23 PM

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QUOTE(patt_sue @ Jan 29 2009, 03:45 PM)
It is true that contract staff hard to get housing loan? If so, what need to be done to increase probability the loan getting aprroved.
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in a way true also lor!!! but if they dun want to give u....they can give 1001 excuses also....i believe like :-

1)u r contract stuff or ur company is sdn bhd lah, then ask 3 months then not enough want 6 then 12months payslip!!!
2)u should get married to get combine salary
3)can only give X-10% of ur wanted loan lah
4)prove ur FD,investment and blah blah!!! the investment must be like bond and low risk, high risk will be rejected!!
5)if u have car or personal loan or CC then they will say u use to much credit and blah blah

end story they want to give u loan but X-(5 to 10%)!!!X is amount of loan u want

This post has been edited by jeffbong: Jan 29 2009, 04:25 PM

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