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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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gunn3rs
post Jan 7 2010, 01:28 PM

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QUOTE(sootienann @ Jan 6 2010, 03:54 PM)
i am buying a completed double story terrace in subang jaya
selling price 380k
intend to loan 150k
tenure 15 years
prefer conventional loan.

i got a quotation from standard chartered
year 1 = 1.88%
year 2 to 5 = blr - 2%
year 6 onwards = blr - 2.2%
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This is Islamic package called Just Home - I right? Anybody has any comments on this package? It allows pre-payment but no withdrawal.
gunn3rs
post Jan 13 2010, 02:09 PM

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QUOTE(hunterhuntered @ Jan 13 2010, 12:40 PM)
Sir, sry abt that i've put the wrong info for u...the 12% and the 6.5%+5.5% i was supposed to add it into my post on Fixed Deposit Account and accidently added into this mortgage plus post...i am sry abt it, really. No one is going to apply such 12%, u r definitely right

It supposed to be the BLR is 5.55%-1.8%=3.75% which is standard

And yes, for sure u can refinance with zero cost with this plan
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Guaranteed returns on FD or based on history estimation? How issit you save rm358 when most banks are also 5.55-1.80?

This post has been edited by gunn3rs: Jan 13 2010, 02:09 PM
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