Dear All,

Yes, we all agree that surveying best rate offered by financial institutions is a smart way to save money especially when talking about property loan. It will not only reduce your monthly payment amount, it is also reduce the interest that you pay for the said property.

But, how many of us actually aware that different banks have different requirements and criteria in evaluating their potential clients? E.g. percentage of client monthly commitment over earning, CCRIS and CTOS records, etc. It is best to learn this or get your mortgage consultant helps to explain further this matter before making any commitment. Great to know that this service also available at zero cost!