Generally a 300k loan would require that you put up a 30k downpayment ( 10% of loan amount )
And also bank normally require that your salary be at least 3x the amount of instalment you have to pay each month, which if you take a 30 years tenure, at current BLR rates you have to pay around Rm 1400 a month. Of course when the BLR rises, the bank may revise your instalment, so its better to consider properly before commiting to a 300k loan

If u can come up with the 30k for downpayment, and your credit history is good, no harm trying, see wat offer you can get

Let see here..

my steady income is around 4.5K/ month, can fork out up to 20k for downpayment. My age is around 24...

Should be able to get a 300k loan for a house ?

A simple answer would be great... Thank you