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 Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...

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VpowerZone
post Sep 29 2008, 12:34 PM

New Member
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Junior Member
30 posts

Joined: Sep 2007
From: PJ


QUOTE(deodorant @ Sep 29 2008, 11:12 AM)
Hmm, I just got a BLR-2.05% for 30yrs offer from CIMB, dunno if that helps any of you reading this thread.
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Is it Zero Entry or Non Zero?
What is your loan amount?
VpowerZone
post Sep 30 2008, 09:48 AM

New Member
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Junior Member
30 posts

Joined: Sep 2007
From: PJ


QUOTE(hoeynala @ Sep 30 2008, 12:38 AM)
Dear All,

I am new here. I learn a lot browsing thru the forum.
I have a case and need some creative ideas. I am getting married and
trying to buy over my future wife's condo which the loan service by the
father.

He bought it at 280k and selling for 300k. Outstanding loan (served 3 years) with bank to date is around 200k+ .I myself have 100k. What would be the method so I could spend the least in order to settle this purchase? (as I would love to save some cash for later investment)

Looking forward to your reply. Thank you.
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Since u have alot of cash on hand, by choosing Flexi loan will be able to help u save on the interest. You have the option to choose between Zero Entry Cost (bank absorb legal fees) and non zero packages with the latter have a better rates.

If this is your first house, you might want to take out your money from EPF Account 2 as well.
VpowerZone
post Dec 12 2008, 03:00 PM

New Member
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Junior Member
30 posts

Joined: Sep 2007
From: PJ


Standard Chartered Mortgage One

ZEC:
Loan Amount 100 - 200k
BLR- 1.75% (1-5 yrs)
BLR- 2% (Thereafter)

NZEC:
Loan Amount 200-400k
BLR- 2.3% whole tenure

5 yrs Lock In Period

*Better rates for higher loan amount


Thanks,

Tan
0123652902
VpowerZone
post Nov 7 2010, 12:15 AM

New Member
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Junior Member
30 posts

Joined: Sep 2007
From: PJ


Is there any chance to secure a 90% loan now for joint applicants of 3rd & 1st house?
I would like to apply for a 500k loan, Kindly pm me the offer if there is any.

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