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 Jun 7 2009, 07:53 PM
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#1
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Newbie
3 posts Joined: May 2009 
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Guys, i have a dumb question.
 I am 26years old, 30k savings, EPF can take out 10k for house purchase, salary 2.6k...  Is it a good idea to buy a 300k unit? or should i wait for a couple more years..? Thanks.  |
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Jun 7 2009, 10:07 PM
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#2
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Newbie
3 posts Joined: May 2009
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QUOTE(onnying88 @ Jun 7 2009, 08:52 PM) I don't think you can get a loan with salary 2.6k. Yea..i know it's rather ambitious. That's y joint purchase with girlfriend. As your information, 300k loan for 30years, BLR-2.2%, already RM1323 per month. It's more then 50% amount of your salary. It will be very hard to get the loan approve. With 30k saving and 10k from EFP, it's surely not enough to get a RM300k house ready to stay. 10% Down payment, Renovation, Furniture and etc etc. Hope you think twice before commit in.   |
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