PM me your contact number, from beginning of my loan it show 3 3 3 3 3 i guess its becoz when i start my payment already from outstanding due to the used car dealer

Constant 3 for HP is unfavourable. If you have problem getting loan, may I advise one place for loan application though at higher rate.

Just send you a PM. Pls check.

Hi. I'm looking to refinance my home loan.
Any bank broker or financial consultant pls PM or email
me your offer.

hi, i currently consider to buy a house, i have a list of houses with different prices. i not sure how much i can loan.
any financial consultant please help.

about refinance .......

normally, how long does bank takes to settle all the process for refinance housing loan?

as my case, already 4 mths with cimb ... but still not settle yet

hi all sifu, i plan for refinancing at maximum (my monthly wages is permissible for the loan), my puzzle is how should i persuade the assessor in order to increase my house value? is renovation counted? any other tips? thks in advance~

ANyone knows about the morgage loan rate for RHB Bank? i have a loan with RHB, thinking of increase my loan amount since the interest rate is low now...

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4 months is too long. Anyone looking for a mortgage loan or refinancing at a lower rate, feel free to contact me.

I'm a mortgage consultant for many banks in Klang Valley.

property below 200k, what bank is offering the shortest lock-in period?

Am aware OCBC offering 3yrs lock in, but need to be 200k above. any other banks offer below 200k?

already asking the bank .. & they said bcoz of my property is under PKNS, so its longer than normal to settle.
PKNS procedure very leceh lorr

3month is the fastest you can get. Maybe 2.5month also possible. But this is apply for ideal case.
If you say 4months and above, it's not a surprise. I have a clients take 9months to get his money disburse when he refinance his leasehold bumi lot terrace house.

Good luck to you.

Ideal Mortgage by OCBC

Benefits of Ideal Mortgage

2.5% fixed rate for first year

Short lock-in period

Low exit cost

Lower investment cost in the first 3 years

Flexibility to sell and upgrade your property

ANyone know about this package? what is the rate after the 1st year? how many years of lock in period, is property under cont. qualified for this loan?

Hi, I'm currently considering to buy a house, I have a list of houses with different prices ranging from RM450K-RM600K. I'm not sure how much I am entitled to loan?

Any financial consultant can help me out????

You do not need a financial consultant. You can basically ask one of the mortgage sales representative or roughly state some details here and others can help figure it out for you. How much you're entitled is based on your salary, your DBR (Debt Burden Ratio), LTV (Loan To Value), etc...

Obviously final approval still depends on the banks check on the valuation of the property and your credit evaluation.

hi....fyi,
ocbc ideal mortgage is new in market and not more than 1/2 year..

1st year = 2.50% fixed rate
thereafter = MLR-1.30% (current MLR = 4.40%

lock in period 3 years
penalty:
a) 1st-2nd years = 3% of origin amount or RM 5k which is higher
b) 3rd year = 2.5% of origin amount or RM 5k which is higher

and this package is only offered for completed property.

this package also offering home extra, which means providing an extra term loan 10% for you to do renovation or others purpose.
u also may extra privilege on PLB(portability loan benefit)...

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Added on October 5, 2009, 4:02 pmif u need my advise, u may pm me if u interested...
i am expert in this part....

This post has been edited by jackchp: Oct 5 2009, 04:02 PM

i need to loan 585k housing loan,anyone can offer me good rate/package?

012 6565 101

Hi,

I am looking for house loan for RM 200k, bank pay for me all the legal fees & prefer only 10 years MRTA, i am 32 yrs old now...pay tenure for 30 yrs.

I prefer banker at KL area to contact me. Please advise the best BLR can offer....

thanks.

anyone can help me which bank i should go for?

completed Property 200k

im very new in this , and don really know which loan i should go for.