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Latest mortgage rate for housing loan packages, All Mortgagers are welcomed to post...
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terzam
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Nov 30 2010, 07:05 PM
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Getting Started

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Need info here - Can anyone tell me the address of OCBC Damansara Uptown branch? Can't seem to find it on the OCBC website. Plus what's the nearest landmark - will be traveling by taxi
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alexwsk
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Nov 30 2010, 08:19 PM
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QUOTE(terzam @ Nov 30 2010, 07:05 PM) Need info here - Can anyone tell me the address of OCBC Damansara Uptown branch? Can't seem to find it on the OCBC website. Plus what's the nearest landmark - will be traveling by taxi  not sure how you search but the address is: OCBC Petaling Jaya 89, 91 & 93 Jalan SS 21/60 Damansara Utama 47400 Petaling Jaya search in google map or wikimapia
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vong
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Nov 30 2010, 10:22 PM
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QUOTE(kwokhou @ Nov 30 2010, 07:34 AM) Looking for home loan Property price : 162K Loan Margin : 90% Loan tenure : 30yrs, Age = 28 Property Status : Completed MRTA/MLTA : MRTA Hi, Check your Personal Message. Cheers
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tiffneedle
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Nov 30 2010, 11:50 PM
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QUOTE(chinchen @ Nov 30 2010, 11:35 AM) Anyone know which bank is currently having promotion with their housing loan package? eg. free gift like iphone, led TV, sofa set, and so on. Hong Leong Bank offer 42" Philip LCD TV for Home Loan amount more than RM500k. http://www.hlb.com.my/promo/pfs/loan_perfe...dex.jsp?s=promo
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v i n c
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Dec 1 2010, 09:07 AM
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At Citibank, we offers:
- BLR - 2.1%~2.35%
- Margin of Finance - 80% - 89%
- Tenure - up to 30 years
- Package - Conventional/ Full Flexi /Overdraft Refinancing
*Promotion up till 28 February 2010* Free 2days/1Night Stay in Hard Rock Hotel + Universal Studio Tickets for 2 when you take up a housing Loan with Citibank - Only applicable for loan amount of RM500,000 & above(Klang Valley)/ RM350,000 & above (Outside Klang Valley)
We emphasizes on building good customer relationship and providing great services
Just PM me for more information or if you are interested or call/sms me at 017-3603668
Thanks
Vinc Citibank Mortgage Sales Department
* 70% LTV cap applicable for owning/refinancing 3rd property as enforced by Bank Negara Malaysia
This post has been edited by v i n c: Dec 1 2010, 09:08 AM
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Intelzer
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Dec 1 2010, 09:37 AM
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New Member
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Looking for home loan now... Loan Amount : 135K Loan Margin : 90% Loan tenure : 30year (current age = 29) Property Status : Completed Property Location : Sunway Area MRTA/MLTA : MRTA Additional Info : Subsale from 1st owner What would be the best interest rate that I can be offered? Appreciate the help
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kbandito
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Dec 1 2010, 09:55 AM
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fellow bankers, is there any news on the 100% loan announced in Budget 2011?
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cybermaster98
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Dec 1 2010, 10:13 AM
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QUOTE(v i n c @ Dec 1 2010, 09:07 AM) At Citibank, we offers: - BLR - 2.1%~2.35% - Margin of Finance - 80% - 89% - Tenure - up to 30 years - Package - Conventional/ Full Flexi /Overdraft Refinancing *Promotion up till 28 February 2010* Free 2days/1Night Stay in Hard Rock Hotel + Universal Studio Tickets for 2 when you take up a housing Loan with Citibank - Only applicable for loan amount of RM500,000 & above(Klang Valley)/ RM350,000 & above (Outside Klang Valley)We emphasizes on building good customer relationship and providing great services Just PM me for more information or if you are interested or call/sms me at 017-3603668 Thanks Vinc Citibank Mortgage Sales Department * 70% LTV cap applicable for owning/refinancing 3rd property as enforced by Bank Negara Malaysia All the costs for these so called promotions have been incorporated into the loan itself. Dont get fooled. Same as property developers offering freebies. All the costs have been included in the original purchase price. There is no such thing as FREE in the world. Just remember that.
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kok_pun
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Dec 1 2010, 10:16 AM
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QUOTE(cybermaster98 @ Dec 1 2010, 10:13 AM) All the costs for these so called promotions have been incorporated into the loan itself. Dont get fooled. Same as property developers offering freebies. All the costs have been included in the original purchase price. There is no such thing as FREE in the world. Just remember that. haha +1
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v i n c
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Dec 1 2010, 11:10 AM
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QUOTE(cybermaster98 @ Dec 1 2010, 10:13 AM) All the costs for these so called promotions have been incorporated into the loan itself. Dont get fooled. Same as property developers offering freebies. All the costs have been included in the original purchase price. There is no such thing as FREE in the world. Just remember that. You are wrong here. All this while our packages are the same. Rates too. This free holiday is just freebies given to those who are eligible.
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MaxWealth
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Dec 1 2010, 11:23 AM
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QUOTE(kok_pun @ Dec 1 2010, 10:16 AM) lol. Agreed!!!
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vong
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Dec 1 2010, 11:25 PM
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Getting Started

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QUOTE(Intelzer @ Dec 1 2010, 09:37 AM) Looking for home loan now... Loan Amount : 135K Loan Margin : 90% Loan tenure : 30year (current age = 29) Property Status : Completed Property Location : Sunway Area MRTA/MLTA : MRTA Additional Info : Subsale from 1st owner What would be the best interest rate that I can be offered? Appreciate the help :) Hi, Check your PM, VONG NYEE HOW 012-8560466 vongnyeehow@live.com Mortgage Specialist United Overseas Bank (M) Bhd
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carmentee
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Dec 1 2010, 11:47 PM
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QUOTE(kok_pun @ Dec 1 2010, 10:16 AM) haha +2
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airline
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Dec 2 2010, 08:17 AM
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Citibank got holiday promotion
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hanalolu
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Dec 2 2010, 02:17 PM
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hi,wan to ask those bankers. if my purchase price is 410k,90% loan,there is a bank's valueer verbally confirm market value is 410k.so I apply the loan from the bank.later on the loan approved at 90%,means 369k,the valueer will go to my house address to get a more specific market value after I sign the offer letter. what if I signed the LO,then the valueer comes out a more lower market value say about 350k,can I disagree and not accept the loan? wat I need is 410k value. any one pls advice..tq
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kok_pun
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Dec 2 2010, 02:21 PM
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normally verbal valuation is very very conservative one la. once they got to your house, they might adjust to +-10% more. But there is no guarantee, so bankers also will not give u high valuation.
But for 410k, if it's only bare house, not including all the renovation works, normally it would not be a problem
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teoanne
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Dec 2 2010, 02:29 PM
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usually there would not be much of a difference between verbal valuation and actual valuation if u provided all the correct info. for example, if u say your unit is facing klcc la, fully renovated with plaster ceiling etc etc but is actually not, then it will of course be affected. so far, no problems at all with valuations with all my purchases.
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Titan_Gunners
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Dec 2 2010, 03:02 PM
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Some Bankers will "OVER PROMISE"..
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hanalolu
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Dec 2 2010, 03:03 PM
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Hmm..for my case,I did look for lot valueer to value for the market price,the highest is 410k and the lowest is 280k,y is it so much different? this is y I m affraid they simply promise on the value to get me into the bank's loan. can I still refuse the loan after after I sign the LO?
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kok_pun
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Dec 2 2010, 03:32 PM
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they based on the last selling price as valuation, they have a scale and guideline to follow 1....
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