Hi, am new here. Wish to raise my incident & if possible, seeking advice from experts out there.
I felt hv been cheated by a totally unethical agent with the selling point where at the end totally different from it's actual plan!

JiuHwei, really? if what u claimed is true, u r a proper & pro agent not just by self-claimed & title, but in the practice. Like wat Adele123 shared, agent who apply such practise r in minority. Keep on the good work then.

Supersound, u r right that better don't pay by credit card. Even if to read thru the whole book & those T&C, some terms shall be too tricky & hard for some of us (i mean myself) to understand the actual meaning behind.
Now only i know y some ppl wil take agent A's policy A to show agent G, agent G's proposal G to show agent P & so. Agents normally willing to point other competiter's plan flaw & hide their own one... so with the passing steps, we hv clearer pic on each insurance policy's cons & pro (if there is any pro), huh? Sigh I understand the IMPORTANCE of such counterchecking  too late.

Just share this to all youngsters out there... do take my case as example, trust agent friend fully will never b a wise step. ur trust given is a gold to him/her, but u may get sh*t in return. I learnt this, in a hard way.

Hi All,

It is really shocking to read about all this on AIA. I too have my disappointment with AIA.

1) Does anyone know if the so call cash value in a table showing your year of purchase until 10-20-30 years amount of cash value that is shared with policy owners that purchased in sometime early 2000 - 2008 if it measures up? I understand it doesn't matches up or even at close +/- 20-30% and in fact would be very much lower than expected. Yeah! Yeah! they tell you it's forecasted but you mean they didn't manage your funds well until your cash value is so far away and when they sell you at that time, this can be your retirement fund. Can anyone share if such cash value comensurates with the cash value table?

2) I would also like to highlight that in early 2015, AIA seems to have billing issues for customers. I have been billed many times for the policy and calling the customer service is of no help and asking your agent, which they will side to AIA and say "computer upgrading, please be patient la!". After 2-3 months of such duplicate billing, computer still upgrading and customer service still got no answer??? I'm not sure how many of you experienced this issue last year.