Mark,

Ur 26 years old with a salary touching RM5k. And a GF/fiance with a salary touching RM3k. U can definitely afford a RM313k home with a very safe margin to live. In fact, If I were you, I'd be looking a something more high end if you're an investor. Else, If you're gonna get married and have kids soon, just stop after this house purchase. Just look for the bank giving you the best interest. Interest rates have never been this good....not even when BLR was 6%. Can you imagine banks competing to offer loans up to 30 years at BLR-2%???


Good luck,
minolta