mmm...i don't dare to say it's worth or not for u or not, but for me i think it's worth.

differences between H-line and SE around 3k - around rm 47 more every month for 7 years loan.

rm 3k you get -  leather seat (some said half leather only), leather wrap steering, gear knob, body kit, smoked head light, waja rim, autocruise, finger place for opening the rear boot, 'SE' label at the back, silver door hander.

h-line
Leather seat - can upgrade around 1k or more for better one but the original one wasted and trade in won't get good price.. leather wrapped steering, gear knob (no need it's useless).
Body kit - around 1k can get better looking one but becareful not to get too low one for the front skirting or else you will need to be really slow to prevent scratch when get out from the parking bay.
Rim - the h-line sports rim looks better really. The sales person claims that waja one is the alloy rim harder but heavier =  more fc.
Autocruise -  only useful if u travel outstation, short distance you will find it dangerous in bumpy roads, bad wheather...and "P" driver beside you who will potentially cut in your driving line suddenly.

Colour selection - I will choose the Silver (darker one) or black if available for SE. The Blue haze looks nice for SE but have to wait about 1 months when I booked my car. (I have to trade in my car before yearend or else price drop another 1k - 2k.
So.... red la..I hate red colour when I'm in young age and prefer blue as first choice and never thought I will owning a red car in the future. But....
I am a MU supporter....red not bad at all, fantastic feeling when driving a red car really ( ferrari also red but will not dream to having one...).
If u choose the white one will be RM 450 cheaper bcoz it's a solid colour. The white colour in metallic actually is a light silver colour..advantage-scratches won't be noticed clearly, pros- dirts are very obvious and needs to wash car always.