i punched some numbers
http://money3.com.my/MalaysiaHomeLoanMarke...00&MOF=90<=30
you'll be paying
2,626.08/mo if 90% loan/10% downpayment
you are getting.. less than 2k?

bad. bad. bad.

i'm in the process of buying a house too
rent around 500, paying bank around 400..
so a little extra in the pocket..
still on paper..
have to figure out other things as well..
tax, for example.