Hello, newbie here. I just want to highlight that CIMB and DA have the best foreign exchange rate. I used my CIMB and Citibank Gold Card at US and Japan. Citibank caused me to loose money (the rate worser than I exchange from money changer). And CIMB gave me the best rate even better than my company exchange rate.

This post has been edited by shauyan: May 21 2008, 02:02 PM

I tried ask to increase my Citibank credit limit last time. But they said if permanent increase need to submit document blur blur.... I'm so lazy and ask for temporary increase credit limit up to 50% only, and only valid for 1 month. And you only allow to apply one month earlier. That mean if u plan to increase by August, apply by July. If u apply now, they will not entertain.

I owned a Citibank gold card. It doesn't give me any advantage or additional benefit when I travel overseas (or maybe I really dont use it). Somemore the foreign exchange rate really sucks!! I am planning to terminate it as it only free for 2 yrs.

Last time i heard about ppl said Citibank is well known and accepted everywhere. And other local bank cc may not. I think it is not true anymore. I can said I used my CIMB and DA in US and Japan before. They never question about my cc and successfully made the payment.



This post has been edited by shauyan: May 22 2008, 04:10 PM

Do anyone know about MBB AMEX Krisflyer? Actually i'm not interested in AMEX (i just cancelled my MBB AMEX 1 yr ago). But I'm interested in the free Bonus 5000 krisflyer point when first charge the card. Can I apply the card and cancel it before 1 yr (before I pay the second yr fee)?

Saw petrol rebate on any petrol station on DA Mastercard? How it works? Is this a old story? Thanks

http://www.directaccess.com.my/pdf/petrol%...t%20leaflet.pdf

14 CC ??? omg. why u want to keep so many cards? can ur wallet keep all these card?
I only keep 2 CC in my wallet. one is visa and another one is master. That's all. Last time I apply a Maybank Master card, they sent me 3 cards (master,visa,amex). I straight away email them to cancel 2 of them.

Bro, u must be damn rich and high salary. Salute to u.
3.5k is my basic salary

The PLUS sign is nothing to do with our expressway. It is network for ATM that you can withdraw money all around the world. I think only VISA using PLUS, and Master is using CIRRUS, if i'm not wrong. But using PLUS or CIRRUS will need to kena administration charge by the bank.