i have 2 bank cc.....the RHB terminated cos when i ask them to increase temporary they reluctant...cos that time i gtg go europe biz trip....hence i damn fustrated & came back clear all the debts at one shot(5k) & terminate it...then they call why la this & that....i just ignore & official write letter & fax to them...hence they still sent me the statement & i notice my credit limit increase....i call up her when my cc no cancel yet....then only they cancel.....Is themselves lost my business...

now i only stick to MBB cc....taught wana ask for upgrade...anyone here is using Standard charterred?
btw, why using citybank...its troublesome when wana pay for payment as limited branches available....overall i find MBB cc is good.....expecially their Amex cc is good lehhh.....their points accumulation no expire date & somehow is 2x....

This post has been edited by scoobie27: May 22 2008, 03:27 PM

tinkerbel>>Just go in the MBB branch is not that hectic...since you already existing cc, the officer will do everything for you....just do few photocopy only mahh.....

The best thing of MBB card is its convenient payment & not expire date for its redemption point. I normally redeem parkson voucher....

This post has been edited by scoobie27: Jun 5 2008, 09:15 PM

what is the normal limit for a gold card cc?

how come gold limit so little for you guys..previously i have RHB classic combine limit 8k & MBB clasic combined limit 6k...but lately i terminated RHB and im using classic MBB which is combined limit at RM12K now....as my savings is more on standard chartered, i tried applied & they offer me 25k for gold....i just wonder to check is it normal...since the case i will just take it....

seriously i need that much as my job travelling abroad frequently which is not sufficient for me....epecially europe...luckily im not into UK.....maybe i should try to request to 40k instead....

This post has been edited by scoobie27: Jun 7 2008, 08:13 PM

Before platinum introduce, this AMEX is consider a luxurious or imej to any business users & yet they limited merchants. However since introduce of platinum, it really kills AMEX. So in order to achieve competitive advantage, nowdays AMEX tried to open more merchants that accept them. Mayb 1 or 2 years more, AMEX will be more flexible...