@tinkerbell,
Yup, it is correct and it does work.
If you wanna know just how true this is, try to spend BIG like 1 time swipe 30% of your limit and pay on time promptly, chances are you will get mail from da bank in the coming months about an increasing ur limit due to blah blah, good customer, blah blah, good paymaster, blah blah.

Not recommended unless you wanna prove me otherwise

Its not THE criteria, but ONE of the criterias they measure u on.
Added on May 21, 2008, 2:04 pmQUOTE(shauyan @ May 21 2008, 02:00 PM)
Hello, newbie here. I just want to highlight that CIMB and DA have the best foreign exchange rate. I used my CIMB and Citibank Gold Card at US and Japan. Citibank caused me to loose money (the rate worser than I exchange from money changer). And CIMB gave me the best rate even better than my company exchange rate.
Dunno, but normally I change my money at the local singh/bayee money changers lar.
This post has been edited by ferricide: May 21 2008, 02:04 PM