most effective way to cut...

go to any of the bank branch...see the customer service ....
borrow gunting cut infront of them...
they will fill in a form.for u....stating the card have been cut n cancel...
anything happen....u got prove u cancel already....



p/s: n u will get a call back ask why cancel just say something lo ahhaha...dont ever agree again coz they very effective to send u back a new card

HSBC got basic account ler but mine not basic ler but still not kena charge

btw mine have 2 account non charge me per month

u can actually combine both atm so they charge RM 8 year only instead of X 2

my balance mostly less than 500

OCBC Titanium can apply ler something like gold card only nothing special

http://www.ocbc.com.my/personal-banking/Ca...s_titanium.shtm

huh eonbank give me classic n also gold

i am using ambank Al Taslif card no reward for me to pay on time or more also no such rewards