No point one having to pay for annual fees for any credit card. Go for those with free for life card, why want to pay for annual fees and incur more cost. Free dont want to apply/use and it must be something not right.

Even gold card already reach to very high limit credit and equivalent to platinum card credit limit. Come to think of it, it is useless if dont use to that extend of high limit right and dont have any extra more benefit to us and some more need to pay annual fees yearly for platinum card unless have plenty of $$ to spare unnecessary. Even have alot $$ also dont waste it unnecessary right.

Use only free for live credit card else just cut those which need to pay annual fees, no point waste of $$ and need to keep track of it so many credit card or yearly have to call in to get annual fee waived else just terminate the card. Even point earns were scatter when use different bank, redeemption of products thru points is very high in order to redeem.

Staying alow profile is better than showing off in order to avoid any unforseen things eg robbery,get people attention/notice etc

Purpose of credit card is to serve the user without carrying too much cash only. with $$ is King not with alot of credit card.

This post has been edited by ankw: May 19 2008, 01:37 PM