so are you managed to reduce ur credit limits??

got a n00b question here... when pumping petrol using cc, there is no way to select the amount that you want to pump?

Nope ... you'll still be charged for the Cash Advance fee.

@Shinichi
You can no longer use your card but the bank will not be automatically be refunded to you. Nor will you earn any interest on the extra money that you in your credit card account.

My examples came from some else I know and even I myself kept on receiving the monthly statement from AEON credit card although I have canceled it between 1-2 years ago. It's the same scenario - cancel card but you have overpaid. The bank will keep that money until you ask for a refund.

BTW ... I think I sent a letter to AEON requesting them to refund that cash but for many months they have never replied to my mail. Re affirms my opinion that I would not ever want to apply for an AEON credit card ever again. It's the worst credit card that I've ever used, PERIOD.

There're couple of purpose of having another (second) CC:

1. Approval failure
2. 1st credit limit has been maxed out
3. Different statement date
4. Different gateway
5. Benefits/Discounts

I didn't face any approval failure with my main MBB cards. (touch wood). I guess that most of the transactions I made are local.

The only card from MBB is MBB Petronas Visa.

CIMB has two offerings - CIMB Mastercard and CIMB Petronas Mastercard.

yes you need to sign one....

Technically, no signature is required for Visa Wave or Paypass but I experienced the similar circumstance as you at KFC with CIMB DA Mastercard Paypass.

If can, also give your KWSP+Bank statement when applying for cc.

guys.. New finance charge from Maybank.
http://www.maybank2u.com.my/maybank_group/...edit_card.shtml

3.0  Finance Fees
VISA/Mastercard (Both Classic and Gold) 

Prompt repayment of 12/12 months  1.25%

Prompt repayment of 10/12 months  1.42%

Prompt repayment of less than 10/12 months  1.50%

4.0 Late Fees
VISA/Mastercard (Both Classic and Gold) 
1.00% of the total balance outstanding
Minimum - RM10
Maximum - RM100

what it means by 12/12 months  ?

Shinichi, those are the rate for the new ruling from BNM.

Those rates are in monthly basis whereas the new ruling advertise the rates as in annual basis:

Prompt repayment of 12/12 months  1.25% ---> 15% p.a

Prompt repayment of 10/12 months  1.42% ---> 17% p.a

Prompt repayment of less than 10/12 months  1.50% ---> 18% p.a

If you read back previous posts, you'll understand what < 10/12, 10/12 and 12/12 months mean.

Shinchi, the new ruling from BNM is very confusing indeed and I still couldn't fully comprehend it.

Guess, I don't care it much since I won't be paying late.

Perhaps you can read this page from Citibank to know more, it has an example as well:

http://www.citibank.com.my/APPS/portal/gen...red_pricing.htm

oh..tht good.
im also got pump petrol using DA. now waiting the statement date to arrive then can see it.

btw, previously in Giant, DA / CIMB CC also offer 2% rebates. i brought in Giant and also able to see the rebates at the statement date. horey.

so any good cC which have free for life like the DA card?? i already have the DA card, just waiting to look for one more card which is free for life like it

RM 1 = 1 points. No points are awarded for petrol purchases.