Credit Card Thread V3, Everything about Plastic World Fantasia
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 May 11 2008, 12:00 AM
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#1
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Junior Member
136 posts Joined: Nov 2004 From: Koala Lumpur  
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Question on credit cards. Why are some purchases to be paid with installments for buying stuff sound so unchained? like 0% interest for buying a laptop/mobile phone. What's the catch and the maths involved? I need someone to fill me in before i make a first swipe of death.
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May 11 2008, 12:06 AM
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#2
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Junior Member
136 posts Joined: Nov 2004 From: Koala Lumpur
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QUOTE(hye @ May 11 2008, 12:03 AM) MBB Petronas card is one of the hottest credit card in town and this led to long queues. Actually there's no such thing as card upgrading - it's as good as you applying for an additional card and then you still need to cancel off the old card. I applied for Citibank directly for a CC and it still got canceled D:. Cursed buggers. Waiting for the Hong Leong card to be approved now >.>BTW ... you didn't say where and how did you apply for the card. I sent my application to the bank directly (I went to the bank) and it still took me a good 1 month plus (about so) before my card arrives.  |
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May 11 2008, 12:54 AM
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#3
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Junior Member
136 posts Joined: Nov 2004 From: Koala Lumpur
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QUOTE(Darkmage12 @ May 11 2008, 12:48 AM) no catch just that if you keep paying installment for stuff do remember that you are basically using leveraging on ur future for now. if some unforseen circumstances comes out of the sudden then you might be in big trouble Whew, that's a load off. Thanks for the advice : D.At least now i know what goes on : x. I think im gonna get all my card applications rejected. I just need to make a phone call to see if my hunches are true. |
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