I oso kena one, but already paid yesterday Should give them a call 1st Anyone has a standard letter for terminating CC? Currently i have 14 CC, but i only use 7 of them. Want to get rid the other seven. lazy to think what should i write in the letter, so it will great if somebody can give me a copy of the letter, PM me plz... i know i can call them, but normally their customer service people knows how to pujuk, end up i still keep paying their annual fee without using them that's why i prefer to put it in writing.

Thanks in advance..

This post has been edited by GuyzNexDoor: May 28 2008, 01:20 PM

these is my card:

AMEX = 1 - nvr use
Diners = 1 - nvr use
RHB = 2 (Evo and Visa) - nvr use
Maybank = 1 (AMEX Gold credit card) - use once a while
Citibank = 2 (Master Clear card and Visa clear card) - use regularly
HSBC = 2 (Master Gold and Visa Gold) - use regularly, my main card
Bank Islam = 2 (Master Gold and Visa Gold) - visa card use once a while, master card nvr use
Hong Leong = 2 (Visa Gold and MTV card) - visa used once, MTV nvr use
Alliance Bank = 1 (Master Gold) - used regularly b4, but this year nvr use

Oh yea, one more but managed to terminated it by not picking it up at Pos Laju Office (postman came but i wasn't around, i think after 3 months the card automatically terminated if i didn't pick it up). The card was Standard Chartered.

Standard Chartered = 1 (Master Platinum) - terminated edy (i think so coz the Standard Chartered people already stop calling me to pick the card).

My wallet can fit 9 cards only excluding the IC and driving licence, but i normally keep 7 cards in my wallet. Yea, that's the reason i have to change my wallet once a year coz the card compartments easy to tear off. Now, i really want to get rid at least half of them. My fav card is HSBC coz they have a very good redemption items and the points needed to redeem the reward is reasonable.

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Added on May 28, 2008, 2:03 pmSame as mine, prefer to use HSBC. BTW, i dun like to bring cash around, so normally i will use CC. Yea, some people thought i want to show off but it never cross my mine. i juz dun like to bring cash. Every month at least RM2.5k - RM3.5k of my salary will be used to clear my CC bill, but i can say i dun have much debts. I know how to manage my financial, in fact most of the time i pay full of the amount due. i juz use CC like other people use their cash.

This post has been edited by GuyzNexDoor: May 28 2008, 02:03 PM

Thanks, really appreciate it. Can save some money now coz annual fee oso quite high.

I prefer to have classic with high credit limit rather than platinum/gold with same or lower credit limit than classic. Furthermore, the annual fee is low. That's the reason i never apply for Citibank gold or platinum card coz my credit limit for classic card is RM14k which is not a combine credit limit. I think it is quite high for classic card but unfortunately, now always get gold card.

yea, the advantage of platinum besides high credit limit is the benefit u get esp if u always travel around. U r like KING! thats one i can't deny..