vin_ann: since you mentioned in 1st post can discuss about Amex charge card - do mentioned in 1st post that AMEX charged card gives rewards point (presently 2X if got Turbo 3X) for pumping petrol at ALL petrol stations.

Another benefit AMEX have over others is that they presently have 6 months 0% installment for any transaction. AMEX is truly 0% as they is no handling or surchage fees as compared to DA and UOB.

last year when i asked UOB to waive my Visa Plat they say will forward my request to management, got pissed off as for years UOB waived my annual fees on the spot. So called thier HQ and somehow spoke to a supervisor and two hours lated they called me that my Visa annual fees is waived. However he advised me to get UOB Master Plat because the free annual fees waiver has a condition (which is a stupid policy i must say) - i.e. member must swipe minimum 6 times on each Visa and Master to enjoy automatic annual fee waiver. So in the end to make my life easier, asked them to sent me the MasterCard Plat which is damn ugly.

Nowadays CC very competitive and banks fighting to get customers. RHB got nothing to loose by issuing the Plat Card to your friend.

2 or 3 years back i got RHB Visa Plat and the credit limit given to me was higher than RM40K but cancel it after they did not want to waive my annual fees in full. Now i have RHB EVO and the credit limit offered to me is higher than your friend's Plat. Nowadays Plat card nothing lah, everybody also can get Plat - i.e. Robinson Plat and UOC One Card Plat.


Yah, RHB website is lousy. However i do banking with one of their branch for years now and service not too bad as i know most of the staffs there.