I just like the MBB amex card for its points accumulation...the best thing i like is the treat poiints no expire date....the only not good is not much place accept AMEX...but i have another MBB master.......NO problem at all using MBB in overseas as i do have europe biz trip....
Just claim my treat point again for RM200 voucher(parkson)....shoping shooping ....fuyohhh....

Previously cc offered by bank is only visa & master only. The AMEX charge card users is only limited to merchants only & where it shows the prestige status to the users whenever uses AMEX charge card. Somehow later bank offer the priviledge banking & platinum to selected consumer.The selected consumer is target those highly income & prestige users where AMEX targeted busineess since decade ago. With this diversified business model of banks, it affect AMEX to sustain its business with the AMEX benefits & availabilities & expensive charge to merchants. TO achieve competitive & sustainable in the market, AMEX comes out the cc & sooner it will provides lower charge & flexibilities towards it merchant.