Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
30 Pages « < 22 23 24 25 26 > » Bottom

Outline · [ Standard ] · Linear+

 Credit Card Thread V3, Everything about Plastic World Fantasia

views
     
tinkerbel
post Jun 27 2008, 07:29 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@David83,
I don't know about that but when I checked @ 1U's Maybankard Centre, I was given the above information. Obviously the difference is that I'm not an existing Maybank CC holder.

I also know that if U oredi haf 2 MBB CCs and apply for the 3rd, U will get the annual fee waived on the 3rd card.
tinkerbel
post Jun 28 2008, 01:11 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@danlhct,
U don't need to wait till a TP Fair to put in ur application for a MBB Amex Credit Card. Like I said, there's a 2 year waiver off anual fees for this card currently [NA for Platinum]

@arsenal,
Conversion rate is the same throughout all banks as it follows the international exchange rate at point of purchase.

@hye,
I believe the exchange is calculated on date of transaction. HK Disneyland has a rather 'canggih' system which converts HKD into MY immediately - U will know exactly how much ur paying in MY when U sign on the docket.
tinkerbel
post Jun 28 2008, 01:27 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@danlhct,
I don't know if there were administration charges <perhaps it was built in oredi?> but yeah, like U.. I was pretti impressed too. I thought that was the norm in HK but when I got out of Disneyland, I realised it was onli available @ Disneyland! tongue.gif

Still... I think all merchants should implement such a system smile.gif
tinkerbel
post Jun 28 2008, 07:42 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
It onli shows system's already available, perhaps soon we will see the conversion, or perhaps newer machines would have it? *shrugs*
tinkerbel
post Jun 28 2008, 05:25 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@thtan,
It probably doesn't make bu$ine$$ sense to haf 2 teams of people working on the same thing; so the current system is quite alright. You're right, there's really not much difference using the Platinum Priority Line and the usual line - oK, perhaps with the Platinum line U don't need to wait as long.

As to the 'Elite' line - well, I haven't tried it before tongue.gif

The banks give out 2 separate numbers cause it paints a different perception to the public tongue.gif
tinkerbel
post Jun 28 2008, 10:14 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@arsenal,
If ur cousin is using her UK based credit card here in MY, of course the transactions are showed in RM; that's our local currency mah, shouldn't that be the case?
tinkerbel
post Jun 28 2008, 10:48 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@David83,
That is for M2U, not for MBB Credit Card.

I believe vin_ann's 1st post mentioned there is an Administrative rate of 0.5% for MBB Credit Cards.
tinkerbel
post Jun 28 2008, 11:03 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@David83,
But it doesn't state whether the Administrative Charges are applicable. Like I said, I'm no MBB Credit Card user so it's not possible for me to call to check - and haven't I oredi done enough tongue.gif
tinkerbel
post Jun 28 2008, 11:12 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@kapitan,
If U swiped USD5000, U will feel the 1% charge. But like U said, let the bank earn some $ - I'm not complaining. I use UOB when I travel and there's $0 charges on that tongue.gif
tinkerbel
post Jun 28 2008, 11:16 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@David83,
Other banks also haf such conditions; except it's not worded as such. Well, most banks don't talk about (2) but that is known biggrin.gif
tinkerbel
post Jun 28 2008, 11:39 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@kapitan,
Of course! Because sometimes U spend that kind of $ onli because U didn't bring sufficient cash to purchase something tongue.gif

Like I said, I'm not the one who's complaining about the Admin charges though I think banks shouldn't burden us with it. If some banks can do it FOC, Y can't the rest do it too?
tinkerbel
post Jun 30 2008, 09:52 AM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


What on earth is a credit card score?!
tinkerbel
post Jun 30 2008, 02:41 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@arsenal,
MBB Amex CC is giving out a 2 year annual waiver for new applications. It is not applicable to the Platinum category though.

@TeraPox,
U got ur Amex CC oredi?
tinkerbel
post Jun 30 2008, 02:55 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@dr2k3,
If U want to know the actual benefits, I suggest U get onto the website and get the information; it's not possible to list them all out there but the basic benefits are more or less the same.

Min requirement if I'm not mistaken is 24000 p/annum so that's not difficult to achieve.

As to KFC & McD's i didn't even know they accepted Visa / MasterCard.
tinkerbel
post Jun 30 2008, 04:12 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
Yes U oredi announced to us when U received the card *grins*
tinkerbel
post Jun 30 2008, 04:24 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
Yes.. do U want me to search for that post U made?! tongue.gif
tinkerbel
post Jun 30 2008, 04:38 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
If U bother to read the small print, existing UOB Platinum cardholders are also part of their Preferred Platinum so the benefits are across the board for all Plat holders.
tinkerbel
post Jun 30 2008, 04:45 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
Yes the difference is that U hold the new design whilst the rest are still holding the old designs.
tinkerbel
post Jun 30 2008, 04:54 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
It's not like Ur gonna be utilising it. Also, I don't know how I can fully utilise my CL so all these 'unlimited' CL and 'no preset spending limit' doesn't tempt me.
tinkerbel
post Jun 30 2008, 05:00 PM

Fanaddict!
Group Icon
VIP
13,495 posts

Joined: Dec 2006
From: KL, Malaysia


@TeraPox,
muAHahAHhahAH.. I thought I read "My previous credit limit was much much much more than this"!!! *grins*

30 Pages « < 22 23 24 25 26 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0401sec    0.21    7 queries    GZIP Disabled
Time is now: 7th December 2025 - 10:39 AM