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 Credit Card Thread V3, Everything about Plastic World Fantasia

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tinkerbel
post Jun 24 2008, 10:14 PM

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@ronnie,
Well, we could take turns boycotting certain petrol stations smile.gif
tinkerbel
post Jun 24 2008, 10:21 PM

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@jeff_ckf,
It's not been activated as yet, isn't it? It was just a 'suggestion', of which I believe will only cause inconvenience to the People.
tinkerbel
post Jun 24 2008, 10:25 PM

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@TeraPox,
I'm quite sure they'll do something about it - remember the time when Petrol stations weren't going to accept our 'smart' credit cards?
tinkerbel
post Jun 24 2008, 10:30 PM

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@TeraPox,
Ah well.. I'm sure it won't last!
tinkerbel
post Jun 25 2008, 10:18 AM

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I don't think it's viable or fair to ask people to pay petrol using Touch N Go - not everyone holds a Touch N Go card. Also, for us to us Touch N Go services, we pay more [car parks charges 10% more if we use Touch N Go instead of cash].

I want to clarify some thing - I got my Citibank bill yesterday and upon checking, there now is this additional column "Current Month Finance Charges Rate" - what I want to know is, Y does mine start @ 18% and not at 15%? I thought they would take the last 12 months? Or does everyone start at 18%?
tinkerbel
post Jun 25 2008, 10:59 AM

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@arsenal,
If it's to make payment via MyKad that's fine; not Touch N Go, IMHO. I wouldn't want to be topping up $ in MyKad so I guess I'll just have to carry cash with me *sigh*
tinkerbel
post Jun 25 2008, 11:17 AM

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@razorzx66,
Yes U can report the card as lost card but U will still be liable for all transactions made prior to the report. And the police isn't going to back-date that report date for U.

@jeff_ckf,
I oredi haf a big enough wallet; I just need some cash biggrin.gif
tinkerbel
post Jun 25 2008, 11:19 AM

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@razorzx66,
I'd been taught to live with good conscience. If U want to do that, go ahead and do not let us stop U but I don't think this topic is appropriate to be spoken of esp on a public forum.
tinkerbel
post Jun 25 2008, 11:22 AM

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@razorzx66,
The thought of even wanting to do that should be prohibited shakehead.gif

This post has been edited by tinkerbel: Jun 25 2008, 11:22 AM
tinkerbel
post Jun 25 2008, 11:37 AM

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@jeff_ckf,
I ain't gonna get u a new wallet tongue.gif Go ask ur gf to get U one *grins*
tinkerbel
post Jun 25 2008, 11:47 AM

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@jeff_ckf,
U don't need to carry ALL ur credit cards wat *gulp*
tinkerbel
post Jun 25 2008, 11:53 AM

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@jeff_ckf,
In that case, U shouldn't need to worry about how much card slots U haf in that new wallet right?! And don't forget, U'll need one for NRIC and Driving License, etc etc.

iYah just get the conventional man wallet; with card slots and no coin slots - coins are too heavy and sloppy. Just put the coins in ur pocket and transfer it to the car when u get into the car biggrin.gif

Alright.. I'm going for a long lunch @ 1U now. Ta! rclxm9.gif

This post has been edited by tinkerbel: Jun 25 2008, 11:55 AM
tinkerbel
post Jun 25 2008, 02:17 PM

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@iluvena,
Finance charges aren't based on accumulative balance; it'll be charged based on posting date, depending when U made that transaction.

Leave it up to the banks to do the calculation.
tinkerbel
post Jun 25 2008, 02:24 PM

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@iluvena,
No the charges won't be the same as there is no more interest free period. If U do not pay late, U shouldn't be charged for late finance/payment charges.
tinkerbel
post Jun 25 2008, 03:17 PM

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@TeraPox,
It's just not their policy - we've oredi discussed that before tongue.gif
tinkerbel
post Jun 25 2008, 03:43 PM

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@TeraPox,
!!!

Er.. and what about those who uses cash to make payment all the time?! It's the same lah. Don't make it sound like its the end of the world, puhlease tongue.gif
tinkerbel
post Jun 25 2008, 04:01 PM

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@TeraPox,
Soon we're going to see the days of barter trading biggrin.gif
tinkerbel
post Jun 25 2008, 04:10 PM

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@Syd G,
iYah.. no drama then nothing for us to watch mah tongue.gif And he did admit he's not v patriotic tongue.gif
tinkerbel
post Jun 25 2008, 04:20 PM

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@Syd G,
Now that we're on charged cards, I really want to know what's the difference between the MBB Amex Charge and the MBB Amex Credit Cards. I mean, what are the difference in terms of benefits?

I know the usual thing about no credit limit on charge cards [which I know is total bull] & needing to pay the bill at the end of the month but other than that, what's the difference?
tinkerbel
post Jun 25 2008, 04:33 PM

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@Syd G,
I'm not interested in the 'no points' ! tongue.gif

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