FYI, I received MBB Petronas Visa by post earlier this month. Never call up to activate. Straight away swipe at petrol station, can use.

Assuming 8500TP = RM50 parkson voucher, to get back RM800, that's 16 x 8500TP = 136,000TP to break even the RM800 annual fee.

yeah... just an estimate calculation on the spending needed to break even, of course there are other benefits and usage. If already calculate until grass-die then is worth it

Anyway, the smallest I've swipe is somewhere RM7 at Jusco with Amex = 14TP only

Last time I used to travel and claim a lot every month, now reduce to trickle...

Yes, primary is MBB Amex gold credit card. Always ask in unfamiliar places whether they accept it or not. Have been using Amex for nearly 2 yrs. 2 yrs free waiver expiring somewhere Aug'08 If they don't waive, I'm going to downgrade to Amex Classic

Secondary is MBB Petronas Visa plat now.

Backup is Citibank Mastercard Choice. Thinking to cancel or not, as sometimes have promotion... like last yr buy 1x coffee bean, free 1x.

The rest all never use and keep at home.

Currently pumping Petronas = 5x TP. Once the promotion is over, will go back to Esso/Mobil 2x TP with Amex and Smiles points.

Yes, can be several things:
1) I goto pump #1, swipe = reject. Reverse car and goto pump #2, swipe = can go through.
2) Swipe at pump cannot, throw the card at counter and swipe, yes can go through.
3) Swipe X card at pump, cannot. Swipe Y card at same pump, can go through. Then drive to Jusco swipe X card, can...

Normally MBB tactic is, check your TP points, if have balance, they will ask to redeem from there for waiver I got around 60k points just on that Amex CC (which means i spend only rm30k... hehehe), which going to utilise in the upcoming MBB TP Fair @Mid Valley. RM60 p.a. fee for MBB Amex classic is alright for me, for the 2x TP, especially my main fuel is Esso/Mobil and 70-80% of my CC spending amounts are on Amex CC.

Not really, my main usage are at super/hyper marts like Jusco/Tesco and fuel like Esso/Mobil. Once a while, I spend in Coffee Bean, or restaurants which accepts it (Japanese, little penang, madam kwan, etc.), pharmacies (guardian), maxis auto-debit (2x TP ). Or I purchase things like air-ticket from cathay pacific website, KLIA duty free, etc.

Just don't be shy to ask, "Do you accept Amex?"

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Added on June 24, 2008, 7:43 pmoh, sorry. Not very sure on the exact technicality how CC works in petrol station pump.

I think they may verbally reject it at counter. Or post some stupid paper notice "Rosak" at the pump? Or maybe possible to switch off something at the pump ? or spoil the CC machine ? Anyway, drivers can always goto another station.

This post has been edited by cute_boboi: Jun 24 2008, 07:44 PM

Yes, and there is panic rush in Sabah currently. Well, I think some station might start to act funny now, but rest assured there are many other still open for business as usual. Not sure on later news though...


This post has been edited by cute_boboi: Jun 24 2008, 07:51 PM

Nope. I just pumped RM100+ full tank yesterday. 500+ TP using MBB Petronas Visa

Side track, TnG is using Philips MiFare-1 technology, operating at 13.56MHz. It's the same technology used for door card access, Ezlink, octopus card, TfL oyster, etc. The technology is alright, but implementation and people supporting/maintaining the equipment is another story.

http://en.wikipedia.org/wiki/MIFARE

MBB Petronas Visa gives 5x TP until end-July '08, but must pump Petronas fuel.

MBB Amex credit card gives 2x TP on everything, including ALL types of petrol stations.

Confirmed, as I'm using it. So far pumped RM300+ after price increase, I got >1,500 TP already.

Anyway, as I've stated previously in CCv2, all CS in MY sucks. I mainly deal with MBB and S&C. Nowadays, I rather deal with machines like CDM, ATM, etc.

@Syd G,
If I'm not mistaken, Muslims can sing in Greenbox, those individual box, and they serve non-alcoholic drinks. Else how they practise for Akademi Fantasia ?


Anyway, I also saw Citibank-Giant card in The Sun paper

Applied HSBC CC, rejected. So I didn't deal with them, although my salary goes into HSBC PV every month.

Citibank, seldom call them up. But always receive marketing calls from Citibank related tele-marketers. Just received another call today, about invest 10 yrs, get 15 yrs medical coverage, get back deposits, etc.

Yes, read the news. Only northern region in Pg, Kedah boycott yesterday. Now resolved already. I didn't see it affecting in KL at all. Business competition is great, especially during current times.

@tinkerbell, @jeff_ckf
yeah, I know it is outsourced to 3rd party. But I do agree with jeff it is a pain in the neck/backside.

LOL, I kept the stupid device in my drawer. Every month use once, check balance, write a cheque and transfer all money to MBB / S&C.

Kutu thread or CC thread ?

Previously I have MBB CC, then I "add-on" MBB Amex CC, they still give me 2 yrs AF waiver. However, I applied at MBB TP fair @MV 2 yrs ago.

In my usage, fastest update into online banking is within 24 hours. Good example are those bills like TM, TNB, Syabas.

Longest recently, I bought Cathay Pac ticket online, then go for trip, come back, still not online. From swipe till online posting is around 10 days. Overseas transactions are normally slower to come in, but there are couple of times, it is online within <24 hours.

Happened to me once. Pump petrol and after >1 yr, the transaction is still not in Anyway, I've cancelled that CC already.

My cabin Sammy 3-pin combo locked failed
Lucky I have spare mini-locks.
Come back and fixed it myself. The internal spring was mis-aligned.

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Added on July 2, 2008, 11:00 amI think the probability is like striking lottery. Talking about lottery, I have two 4D numbers to buy today, need to find KTM outlets.


This post has been edited by cute_boboi: Jul 2 2008, 11:00 AM

@tinkerbel
KTM = Kuda, Toto, Magnum

Yep, I notice it. I think KLCC ToysRUs shifted from Avenue K (3rd/4th Fl) to KLCC Concourse (next to KFC, ex-Times bookstore)

I want to buy something there, but ToysRUs S'pore is selling cheaper by 28%

I check my previous MBB overseas posting. By comparing the exchanged CC local amount and FX historical data. Indeed it is around 2% higher. Perhaps Visa/Master/Amex uses BNM exchange rate?

Edit: Something I found:
http://www.bankinginfo.com.my/04_help_and_...ntPrefLangID=1&

This post has been edited by cute_boboi: Jul 3 2008, 04:55 PM

I thought Alliance Bank major shareholder is SG Temasek now ?