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 Credit Card Thread V3, Everything about Plastic World Fantasia

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MilesAndMore
post Jun 8 2008, 12:23 AM

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QUOTE(thtan @ Jun 7 2008, 11:28 PM)
one question for all. How different is AMEX today? Previously AMEX acceptance is very limited even though there's no pre-set limit. Today we have 2 flavors of amex the charge and and credit card.

How's the acceptance for amex nowadays? I never bothered to apply for amex since I always had in mind that few merchants take them.
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I'm an Maybank AMEX Gold credit card holder. Most big merchants will accept AMEX. Below is the list of merchants i have used my AMEX there before :
- Kinokuniya Bookstore KLCC
- MPH
- Times Bookshop
- Parkson
- Metrojaya
- Tong Department Store Kota Kinabalu
- Sushi King
- Shell
- Guardian
- Watson
- Starbucks
- Astro
- Carrefour
- Jaya Jusco
- KL Express (ERL) ticket at KLIA and KL Sentral
- Cafe Marche Sepang KLIA (KLIA main terminal building 5th floor departure hall)
- Sabah Medical Centre (SMC) Kota Kinabalu




MilesAndMore
post Jun 8 2008, 02:06 PM

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QUOTE(scoobie27 @ Jun 8 2008, 12:16 PM)
Before platinum introduce, this AMEX is consider a luxurious or imej to any business users & yet they limited merchants. However since introduce of platinum, it really kills AMEX. So in order to achieve competitive advantage, nowdays AMEX tried to open more merchants that accept them. Mayb 1 or 2 years more, AMEX will be more flexible...
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No offense but i really do not understand what you were trying to tell us. By the way, AMEX already have AMEX Platinum here in Malaysia for a long time. It's AMEX Platinum charge card. AMEX Platinum credit card is the new card. I am thinking of switching to Personal/Gold AMEX charge card next year.

This post has been edited by MilesAndMore: Jun 8 2008, 02:09 PM
MilesAndMore
post Jun 20 2008, 05:59 PM

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QUOTE(tzeyin @ Jun 19 2008, 06:55 AM)
even so, i tot it's by invitation only ?
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No. Only AMEX Platinum Charge Card is by invitation.


QUOTE(tinkerbel @ Jun 19 2008, 10:13 AM)
@Aeon_Clock,
I should qualify for the Amex Platinum except i need an invitation. 
Why bother getting the AMEX Platinum Charge Card ? The annual fee is crazy = RM2000+/pa.



This post has been edited by MilesAndMore: Jun 20 2008, 06:01 PM
MilesAndMore
post Jun 20 2008, 07:07 PM

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QUOTE(yewkhuay @ Jun 20 2008, 06:08 PM)
how about AMEX platinum credit card?
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You can apply for AMEX Platinum Credit Card anytime using your salary slip or or fat bank account. As far as i am concorned, the annual fee for this card CANNOT be waived too due to the perks associated with the card. However the annual fee is a lot cheaper than AMEX Charge Card. It is only RM800+/pa.

MilesAndMore
post Jun 21 2008, 01:40 AM

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QUOTE(tinkerbel @ Jun 20 2008, 07:55 PM)
The website states RM130k income p/annum.  The CS tells me its by invitation only.
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The CS probably doesn't know their own product very well. You don't need an invitation to apply for the AMEX Platinum Credit Card. Just get an application form (not necessary at Maybank branch only but also at Parkson Pavillion entrance) and if you meet the requirements you'll be able to get one.

This post has been edited by MilesAndMore: Jun 21 2008, 01:43 AM

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