@*devilelle*,
At least U had a reason; most of us just gets a letter of rejection with no explanation whatsoever. Am thinking of applying for the MBB credit card cause their TreatPoint Rewards look good except I'm a bit too lazy to go make an online application! *grins*

@*devilelle*,
Citibank never revealed the information.

@hye,
You're absolutely right and well, it was a total waste of time sending that letter to Citibank. All they did was get an officer to call me for me to vent my frustrations out on and gave me a verbal apology. They didn't even bother to offer me an additional FREE waiver for the year or perhaps 500 reward points into my account.

@jep,
Am surprised Citibank tells U that U need to swipe more than 2x a month to get annual fees waived cause they told me it's not possible to tell me as that's in the future and no one can tell the future [what absurdity!]

I can't say I've had much problems with my Citibank Credit Card [it did fail me once when I was in Australia but that was probably in Y2003]. I did have some drama with them last couple of weeks but ah well, other than that it's quite alright.

Having said that, I'm looking at moving onto MBB except I don't have an existing MBB credit card and am a little too lazy to get it applied online.

@jep,
Citibank charges 1% Administrative Fees for all overseas transactions so if U do intend to use ur credit card when ur abroad, U might want to reconsider Citibank.

I spend on average RM4k p/month on my Citibank Credit Cards and find it ridiculous for them not to offer me the waiver when they're offering it to others *hmph*

The Star dots on Citibank is nothing; just a reference for 'batch' reference for Citibank - or at least that's what someone once told me. It doesn't matter whether U have 1, 2 or 3 stars.

@David83,
It has nothing to do with credit rating or nothing to do with status. Also, the more stars U have on LYN just means U spam lots; doesn't necessary co-relates to quality

@David83,
oOopSs.. I didn't notice those Stars of urs [And I've friends telling me I'm a spammer!]

I checked out Citibank's cash rebate; doesn't seem v enticing to me esp since I ain't the kind who has balance carried forward. Might as well stick with the point rebate system *shrugs*

@jchong,
Citibank gave me pretty good rates for HK too [and I didn't even know about the 1% Admin surcharge then]. Er.. Citibank's cash back is also on a tiered basis. At the highest tier for the Cash Back Gold Credit Card is 3.88% but that's only for those who have a carry forward balance of >RM10k.

I don't see how this benefits much cause in order to get some $, we're actually spending more

@jchong,
It's just like the Citibank Shell card - in order for U to get rebates off the card, U gonna need to owe the bank some $

@tay,
If ur interested to know, U should get onto their websites and get the information on ur own instead of relying on others for the information.

@zenquix,
AhhH.. so which means it should be d more U spend, the more cash rebate they give u back

@zenquix,
Hmm.. perhaps I should check that out since I'm quite available these days otherwise Citibank's gonna benefit from my laziness

I'm thinking of getting the MBB Amex but don't wish to have to send them all those documents once again. Anyone knows a short cut?

@zenquix,
And how do I go about doing it? I've not seen MBB roadshows - then again, I rarely go out to malls.

Also, what's 2% rebate when fuel prices have just gone up 40%?

This post has been edited by tinkerbel: Jun 5 2008, 10:11 AM

@vin_ann,
I didn't visit the last PC Fair. Ah well, I suppose I shan't go out looking for it - if I stumble upon it onli apply lah otherwise forget about it.. will just either use existing UOB or HSBC card.

I oredi collected enough points to redeem that 187k Samsonite bag !! *WooOHoOooOo*

@hye,
I might drop in if I'm at MV but I am rarely there and with the recent fuel increase, it's not going to take long before we start seeing the effects of it

@jchong,
I saw the picture but it doesn't look as 'nice' as I thought it might be - wanna go see the real thing before I put in the redemption *grins* Otherwise I'll just err find something else to redeem ! *grins* And I'm not going to be using the bag; the folks are the one benefiting from it. Speaking of which, it's Father's Day this Sun?

@vin_ann,
Any other methods or not? PC Fair ended oredi! And, don't ask me to go MV also leh - I live @ Sg Buloh... manyak jauh tu! 1Utama still can consider *grins*

Anyhow, like I said maybe just forget about the MBB Amex Credit Card - want to also make sure I can pay ALL utility bills on it otherwise I'll just end up sticking with Citibank *I can't believe I'm saying this*

@scoobie27,
I don't like hanging out banks *grins* but if it does come to the point where I need a MBB CC I guess I'll haf no choice but to walk in to the bank to get it done.

@vin_ann,
Good on ya!

I'm not the least bit interested in applying for this ONE Platinum card. Btw, for those with the card, do U even get other 'Platinum' benefits such as travel insurance up to RM1m/2m, etc etc?