wat u think of this?

1. invest in membership-minimum USD500
2. club guarantee buy back 100% in 5 years
3. earn referral bonus
4. earn line bonus
5. earn group bonus
6. earn yearly dividend
7. members benefit also got

Guys, I would post some questions here. I am an mutual fund investor and I think most of all the investors out are worry about the world economy right now.

As recently we heard about 3 giant in US needed backup or they will fall flat to the ground and just a few days ago SONY announced they will cut 8000 jobs.

Well the question is should I keep continue to keep what investment that I am having now or should I sell it now?

My current strategy is to invest with my EPF for dollar cost averaging.
My cash investment I'm currently not topping up yet. Just leave it as it is for another few years.

It's easy situation here.
1) Do you need the money?
Ans) So if you don't, than just leave it there. Or you may opt to switch to bond.

2) Do you have more money to invest?
Ans) Yes, than you can do dollar cost averaging for picking more units with the lower price and wait for it to go up when market recovers. Obviously provided that your intention is on long term gain instead of short term.

3) If you do really need to use the money, than no choice you have to cash it out while losing.

But obviously when one is to invest in unit trust, it is expected that it would be a long term investment. You do not expect to cash out the profit the way ppl does in share trading. Thus a lot of advise is on keeping it for at least 3-5 years.

Trade online unit trust is it ok...like fundsupermart or eunittrust