Rich Malaysians grow wealth aggressively.


“Affluent Malaysians’ top choices of investment are gold, high interest savings, unit trusts and real estate,”


http://thestar.com.my/news/story.asp?file=...0906&sec=nation

10 years to RM12M net worth... these people must be very affluent now themselves 
I can only imagine half of that, RM6M net worth, in 10+ of my donkey years time 

Jokes aside though, i guess the most important would be a growth of how much CAGR in those 10 years gua.
Heck, they may already have RM8M

EASTSPRING INVESTMENTS ASIA PACIFIC EQUITY MY FUND 
AMGLOBAL EMERGING MARKETS OPPORTUNITIES 
AMDYNAMIC BOND 
KENANGA GROWTH FUND 

hi guys, are all of these funds recommended to invest as a portfolio?

Depends on whether U believe Buffet & Munger + Lynch + Soros OR 100% market efficiency hypothesis.

To put it another way:
A believer in 100% market efficiency hypothesis, when seeing a $50 note on the parking floor, will not bother to pick it up coz they think the $50 is fake coz if it's real, someone else would have already picked it up thus, it shouldn't exist now in front of him/her.

Ok ok - let me try another way to put Efficient Market Hypothesis in perspective:

IF there are no people like Buffet / Soros / Lynch / value hunters, the market will not be as efficient.
Reason: These investors & trader hunts out the anomalies, thereby eliminating the anomalies and of course they profit from it.

Easy analogy - they are the ones picking up the $50 from the parking lot floor
WHILE the 100% believers of EMF
a. left it alone since it can't be real (see previous post)
OR
b. since it's already picked up by value hunters and anomaly traders ,
says "There, see - mana ada such a big frog jumping around" (literal KantoKnees translation).

Which assets to park at before and if  Greece change govt, quit eurozone, and eurozone disintegrate?

Just a thought:
One may want to check out the gov yield curve here
http://asianbondsonline.adb.org/regional/d...ent_bond_yields
just in case.

No. Investment with UT involves three parties. Investor, utmc and trustee. Trustee will hold your money. Anything happened to the utmc, the money will be given back to u by the trustee. The value will follow the current day price.

For me, ut investment risk is very low because we can manage the risk.

?

Haaaa...memang baru perasaan benda tu lepas reply. Haha...

ok, in what way he want to songlap when the transaction done by using cheque for cash investment and epf investment using epf authorize form (9N)?

Have u experience any loss before with the ut distro?

Since BHLB, no cases reported againts the ut distro. But for agents, there are many. So im not worried.

Imo, people that are worried to much because they dont fully understand yet.

Knowledge before action. Once u acquired enough knowledge, u will take action. Either u want it or not....

My knowledge not that sharp yet pink spider...please mind my kekurangan ok... Sila beri tunjuk ajar...

Some of your input i used in everyday life. Not nlynyours, MK's inputs too. Kparam's. Hhehehhe...

U all my sifu also.

Hi to all investment gurus here,

I have invested a bit in UT. Although i understand that it is a mid-long term investment, i don't understand why all product brochures indicates that you have to wait at least 3-5 yrs to see any meaningful gains.  I read a lot of reading to find out
Question is, if a fund reports growth every year, shouldn't i be making profit after Year 1 investing? Why wait 3-5yrs?  Switching out before 3 yrs just because it's not gaining enough is also a bad idea, right?

Please enlighten a newbie.  Thanks!

I see.. then what is the indication that i should switch away since generally i should wait 3-5 yrs? What does the term 'break even' means?

Thanks again!

heheh for now lar.
Soon when U have several $100Ks in equity funds which U want to take some profit / rebalance based on Asset Allocation, especially when the returns are abnormally high - eg.>=20%+ pa 

osk-uob kidsave trust vs hwang dbs select balanced fund - which is a better choice? why?