before i explain.... i want u to share this info's ...

PGSF -

the fund objective?
approved fund size?
current fund size?
fund risk factor?
asset allocation?
local or foreign?
what/where are the allocations?
Distribution policy?
waht are the possible risks for this fund?
how the fund performance?
do u think all the investors profit/lost the money all the time?

waht u understand abt this fund?

ya, i read the post too,
(public mutual agents and all those agents who promote themselves with their signature come come,

public mutual NO.1 yes?

then how the F do you explain the ptuiiiii funds like PCSF, PCIF, PGSF whereby since launch till today, not making money? DDI until now also not making money? )

some time agents need to ask Q too to give the best solution. nothing wrong on that.

lets focus on PGSF.

How you know?PGSF, launch till today, not making money? DDI until now also not making money??

this fund do give profits too.

learing investment method/strategy is 1 thing...choosing the correct fund is another thing.

So, can u give the belows.... think.... im trying to help u............ no point if i explain if urself dont know wat u r asking.

the fund objective?
approved fund size?
current fund size?
fund risk factor?
asset allocation?
local or foreign?
what/where are the allocations?
Distribution policy?
waht are the possible risks for this fund?
how the fund performance?
do u think all the investors profit/lost the money all the time?

u can get the asnwer from fund review.

waht i want is how much u understand abt PGSF. i don want to move further if u dont know tis basic info's. all the infos u can get form master prospectus n fund review n fund report n fund performance in the PM website.

take ur time to get the infos.

http://www.publicmutual.com.my/LinkClick.a...GA%3d&tabid=250

http://www.publicmutual.com.my/LinkClick.a...4Q%3d&tabid=250

http://www.publicmutual.com.my/LinkClick.a...WA%3d&tabid=105

http://www.publicmutual.com.my/OurFunds/FundReports.aspx


http://www.publicmutual.com.my/OurFunds/Fu...manceChart.aspx

http://www.publicmutual.com.my/OurProducts/FundRatings.aspx


http://www.publicmutual.com.my/WebsiteDisclaimer.aspx

http://www.publicmutual.com.my/InvestmentDisclaimer.aspx

transit,

our fren lunchtime...asking abt the PGSF n need some explanation abt the fund too. nobody promoting this fund.

im still waiting for...

the fund objective?
approved fund size?
current fund size?
fund risk factor?
asset allocation?
local or foreign?
what/where are the allocations?
Distribution policy?
waht are the possible risks for this fund?
how the fund performance?
do u think all the investors profit/lost the money all the time?

u may get the answer after u get the above info's.

r u sure eventhough C the fund performance.... the fund never give any profits?

 This_as_an_example_only.pdf ( 254.25k ) Number of downloads: 53
[attachmentid=2628167][attachmentid=2628167]maybe tis can help u..............

As I do reply before....learning investment method/strategy is 1 thing...choosing the correct fund is another thing.....in http://forum.lowyat.net/topic/690951/+1640

waht do u thing abt local funds?
waht is ur investment objective/plan?
u prefer capital grow or annual income?
ur risk factor?
any emergency funds u prepared?
ur age?

did u read the fund prospectus and fund review and the fund financial report?

why dont u sit with the agent, do some comparison with PCSF and some other local/foreign funds. ask him/her Q's until u happy with him/her amswers. the more Q u sask the more knowlege u will get abt UT.

is 70% is expectation? or sure can get one? and how the agent can be sure?

Im not saying ur agent correct or wrong. u just need make sure u MUST undestand wat u r buying.

dont folow wahtever ur frens say, its ur money and u must know wat u r buying.

my suggetion only.

tis is the great mistakes done by investors, never ask Q's and shy.... why like tis?

if ur knowledge limited, expand it by asking Q's. its for ur own benefit.

ya, but 1 correction, lesser unit price is not mean the fund not doing well also. if u buy unit for rm1.00 and the price is less than rm1 after 10yrs, its not mean u r lossing too. u may gain already.

the unit price may adjusted after the dstributions or unit split. but if the price less due to the funds REALLY not perform, u will lost.


ya, t........ PJ no issue for me to mit u,

maybe next weekend or after Chinese new year, we can mit up. PM ME PERSONALYY.

TKHS.

22 yrs old, can save rm2k for investment. good move jeffrey.

since u r very new to UT. and if u cannot wait.
why not u just start with rm1k and DDI rm100 only just for PCSF. at the same time educate urself abt UT too. subscribe to the edge personal money willl useful for u.

the rest of the money, just park in FD first until u really understand wht is UT abt.

putting 40% from ur salary in 1 fund is not a right move/ wise idea for u. eventhough ur risk factor is very high aggressive.

do hv any insurance? if not buy insurance first. medical card enough with full coverage. investment link policy is not fit for u because u r very aggressive for high return.

just my 2 cents.

u got the answer frm ur own Q. the fund is not perform for 4 yrs. i wont choose this funds if i in ur place.

yes, DDI can average down the buying price over the time, if u hv confident abt PCSF n PCIF, its ur money, u take charge.

u read the asset allocations for those funds, and the market overview and outlook. n decide want to go for DDI or not.

i think, u still not understand the investment methods vs rebalance portfolio vs choosing funds.

without ur investment objective.. i cannot move....... but u stop me discuss abt objective.

i put tis way.... waht is ur plan actually?

I do said DDI will help, but i didnt mention for which fund. Do i? if u ask DDI will help for not performing fund, even god also cannot answer.

and u ask me which fund better for u.

even u read the objective, u still cannot find which fund is match for u.

i even dont know who u r? ur age? ur risk factor? how i goingt to guides u?

i cannot suggest smallcap fund for u if u 70 yrs old and go for DDI.

i cannot suggest money market fund for u if u 20 yrs old and go for DDI.

so, ur plan/objective is very important for choosing the fund, beside the investment methods.

election is only for short term, no big impact. do china no election at all? if ur agent worry abt the election, u can wait for the election over. no issue because u still young.

PRSF is good local fund. 100% in local only, its a moderate risk profile funds. i also hv this fund. good move to start with tis first.

take note, ur risk tolerance is high risk, so, later u can concider higher risk fund after u hv knowledge abt UT.

either DDI or lump sum, still need to pay SC/managment fee/ trustee fees n others if any.

ur DDI amount?