Haha.. You can read me ya. It is amb dividend

Just invested on AMB Dividend Fund also. This morning read Dow Jones dip wor.

I am -1.8% to date behind my expected gain for this year. 2 more months to go, hope can achieve my own forecast target.

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Added on October 20, 2012, 11:37 am

I only buy in not much.. so I will be slowly topping up when got extra money and more when market dips..

Market drop quite substantial today in US and Europe...

ya. very high! missed the boat yeah

How many % of your portfolio you have?

some people loves to see more units they purchased...

http://finance.yahoo.com/news/dollar-cost-...Y3Rpb25z;_ylv=3

Is Dollar-Cost Averaging Overrated?
Snippets:
The result: The lump-sum method delivered higher returns compared with the 12-month dollar-cost averaging method about 66% of the time regardless of whether an all-equities, all-bond, or 60% equity/40% bond allocation was used.

The authors note that the longer the dollar-cost averaging time frame, the greater the chance of the lump-sum method outperforming.

It's also worth noting that while lump-sum investing consistently outperformed dollar-cost averaging, the average rate of outperformance was relatively modest. Using a 60/40 equity-bond allocation in U.S. markets and dollar-cost averaging over a period of 12 months, the authors found that after 10 years the initial $1 million investment would have grown to $2,450,264 on average using the lump-sum method versus $2,395,824 using dollar-cost averaging, a difference of about $54,000 or 2.3%.

So the Vanguard study proves it's always best to invest in a lump sum if possible, right? Not so fast. As the authors concede, during market declines, the dollar-cost averaging method often performs better because it helps mitigate the effects of falling share prices, whereas the lump-sum method puts all the capital at risk in the market at once.

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IMHO (your mileage may vary):
a. it's all about risk (exposure of capital) to rewards.
b. in a so-so average market, dollar averaging, value averaging or a combo is good for controlling exposure (other than an over-arching Asset Allocation lar)
c. in an already down market (end 2008 / early 2009), lump sums would do statistically better coz lelong sale...
but (there's always one) don't lar "sai lang 100% cash in", may be in lump sums of 2 or 3 tranches. Heck, after falling 40% - 50%, wild value lelong prices BUT who says market can't fall another 20% or more from there? Those who says no, take a look at 1997-1998, double dips in KLSE

Just sharing some thoughts, no perfectly right/wrong yar 

Below are just pure opinions yar, not gospel truths.
hehhe - depends on WHICH market
MY - i think it's like near/on the top of a roller coaster's "hill".. be AWARE getting in now
SG - so-so
Shanghai - looks slight recovery started a couple of weeks ago. at 21xx VS 2008/2009 norms of 19xx and lowest 18xx, i bought 1 tranche in already earlier
US - very worried about Jan's "fiscal cliff". Looks similar to MY currently

Very much the same opinion as me. Except that i am getting more interested with the chinese market. PFES especially although it has exposure about 60% in china. Mind to share which fund you bought 1 tranche recently? 

hello there , just get some amb dividend trust fund as my 1st start , cant get any amdynamic bond

hmm is it okie for buying amb DTF as my start?? or should i pick those fund with low risk , sorry im so new >.<

For those who wants to know more about the fund. Go here
http://www.ambankgroup.com/en/FundManageme...acticalBond.pdf

The fund will invest in low credit rating. Mean higher risk for higher returns. Not so sure whether it has the same holdings as amdynamic bond or not.

5-10% compounded return is expected, cannot guarantee abt 10%, even in equity funds, for bond 5-6% is realistik. r u sure amdynamic bond give 10% annualy? taht is very good. better than equity funds.

ok, if u hv 1k per month. and as per suggest by others go for both and equity. assuming 2 funds.

first month, open 1k in bond
2nd, open 1k in equity

3rd month sign up DDI rm500 each for both acc.

any good global emerging market fund to recommend?

What's your strategy for this fund in you are in the profit? Do you take profit on your gains or let it run?

the reason why i ask so is that normally i dont have any eastspring funds in my FSM portfolio. So to take profit, normally this would means selling the units. this would mean that if i were to buy this fund again, then i will incur another 2% sales charge, rather than switching to another eastspring funds, which i dont have any now.

But u hv more net worth if u hv 5 apartments than 2 bungalows leh.