What are your priorities first?
$ into your studies > small investment WHICH MAY FALL when U need the $?
OR
$ which is not needed for 5 or more years into small investment > $ for your studies?

Don't be a gun slinger, be a sniper. Think/Learn, plan then only pull the trigger.
Just a thought

Yes, i do invested in Kenanga Syariah Growth Fund.

Usually i only invest using $ that i not urgently need. If you wanna invest, you should only invest only with extra $ u confirm do not need ti urgently.

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Added on August 6, 2012, 10:05 pmSo far hows the performance of the fund?

This post has been edited by silentemotion: Aug 6 2012, 10:05 PM

Invested since last June this year. Profit @ 0.75%. Look ahead for more profit increase further but expect the loser side a bit based on current world economic scenario. KLCI still +/- weekly, it depend on the stocks holding by this fund.

Read further before make decision, perhaps everyone know the risk of the fund chosen.

I holding another fund with PM and profit @ 1%.

A type of portfolio which qualifies for my "jettison the weakest link" rule.

According to my rule:
May not be suitable for other people, of course.

icic. Good that your still earning. Sometimes i feel it's not so suitable to benchmark with klci anymore as only 30 stocks listed in the index. It's pretty easy to manipulated instead.

I also wanna join David in sharing pie

Here's mine

I realize that this fund also had little portion in REIT as well. Huhuhu...

i hv more than 10 acc/funds in PM funds.

PSF,
PIX,
PIDF,
PSSF,
PISSF,
PISEF,
PITTIKAL,
PAGF,
PISTF,
PIOGF,
PRSF,
PIEF,
PDSF
PSBF,


I'm investing since 2007 and regular top up every 3 month. mainly from epf. i keep my stop lost at 10-15% for switching to bond funds. luckly never reach 15% since 2009.
but hv paper lost in 2008. but recover back.

Mind to share why investing in so many funds?

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Added on August 6, 2012, 11:38 pmIs it? Mind to share the stocks investment portfolio of this funds?

This post has been edited by silentemotion: Aug 6 2012, 11:38 PM

initialy when i become UTC, i simply hantam all the funds which going to decalre dividedns/distribution.my mistakes...... waiting for right time to switch to 4 to 5 acc only. if i c no bad affect, plan to leave it.

another reason is as a UTC, i believe shud hv diversified to more funds. my another mistake.

icic. cos i see so many funds are investing in share market in very high percentage. I worried this might not be diversified enuf. now i understand.

Guys, got a question...

E.g. Fund ABC goes ex-distribution today, then I sell the fund before the distribution units is credited into my account...will I get paid in cash for the distribution? Or its "lost"?

E.g.
06-Aug-12 Ex-divvy
07-Aug-12 Sell all
27-Aug-12 Distribution is credited to unitholders

u will get all. ur distribution will be in difff cheque.

oops

maby I should add on some points

i elect to reinvest
then I sell during ex-divvy period

what will happen to the distribution? the FM will pay me in cheque?

NO, they will bank-in the amount to my saving acc

just joking,..... no worries, they will issue another cheque for the distribution.

just asked on FSM...

thru FSM, in such situation, the divvy will be credited back to the fund

so u gotta perform another sale transaction to clear it off and get cash

its maybe FSM is an agent.. not UTMC.

my thought only.

cos FSM got no option to received distributions in cash, it only can do reinvestment. If u want the cash u gotta sell some units yourself.

I want to buy some bond funds but AmDynamic Bond is not offered for sale. So sad..... will it open anytime soon?

Or any recommendation for a risk adverse like me?