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 Fund Investment Corner v2, A to Z about Fund

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SUSDavid83
post Jul 23 2012, 09:30 PM

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EURO is the biggest achievement for European citizen in 20th century. They cannot let it down because they cannot swallow their pride.

No matter how, they will keep on struggling and patching the holes here and there.

Next on fire will be Italy.

This post has been edited by David83: Jul 23 2012, 09:31 PM
SUSDavid83
post Jul 27 2012, 06:25 PM

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QUOTE(Monkey79 @ Jul 27 2012, 02:09 PM)
Hi guys. My agent recently suggested switching from PCSF ( receive nothing since started investing in 2008) to PRSF so I can get some dividends by next April. How to calculate dividend receive if I switch now? Is it gonna be pro-rated? Thanks.
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No pro-rated. If you switched in before the exercise date, you'll get the distribution.
SUSDavid83
post Aug 1 2012, 06:13 PM

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CIMB-Principal Confident with Malaysia’s Potential with New Equity Fund

Kuala LumpurCIMB-Principal Asset Management Berhad (CIMB-Principal) today launched the CIMB Islamic Al-Azzam Equity Fund, a Shariah-compliant equity fund which aims to achieve consistent capital growth over the medium to long-term period. With a geographical focus in Malaysia, it will invest in Shariah-compliant companies listed on Bursa Malaysia. Fund managers believe that these companies would exhibit above-average growth potentials relative to the industry peers.

URL: http://www.cimb-principal.com.my/News-@-News.aspx
SUSDavid83
post Aug 4 2012, 12:29 PM

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QUOTE(maryjane9996 @ Aug 4 2012, 12:20 PM)
1.so i read on fundsupermart.before i want to invest,i need to know what type of fund i want invest in,since thats where the risk lies right ? equity funds is the highest..bond lower than equity right..pls advise.

2.what should i see when looking at the fact sheet ? average investor only look at the div,but sophisticated investor will look at the whole pic i guess.

3.saw on this one particular bond the div says 2:1..what does that mean ?

gtg..will continue with my Q's.. smile.gif
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1. It depends on your risk appetite. How high risk can you tolerate during volatility? Advise you to do a risk profiler. If you're a conservative investor, your fixed income investment vehicle will constitute majority of your investment portfolio. Up to 70 to 80%. If you're an aggressive investor, you may allocate heavilyy in equity. Don't use FSM profiler, it's a little complicated for newbie because it further divides the equity and bond into local and offshore.

2. Distribution is an attractive section but I don't bother them. For more experienced investors, they may interest on the return table against benchmark, performance chart against benchmark, its asset allocation according to sectors and countries/regions, top holdings, and cash reserves.

3. I assumed that could be referring unit splits. Usually, they may declare at the end of financial year.

This post has been edited by David83: Aug 4 2012, 12:35 PM
SUSDavid83
post Aug 6 2012, 12:40 AM

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QUOTE(maryjane9996 @ Aug 5 2012, 04:59 PM)
thanks david for the reply.

mind sharing what equity and bond fund did u guys invest in ? anybody invest in kenanga growth ?

thanks
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You can look at my current portfolio at FSM thread or following link:

https://forum.lowyat.net/index.php?act=Atta...post&id=2958416
SUSDavid83
post Aug 7 2012, 11:46 PM

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Can try AmDynamic Sukuk. biggrin.gif
SUSDavid83
post Aug 7 2012, 11:49 PM

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QUOTE(Pink Spider @ Aug 7 2012, 11:49 PM)
This will have some overseas exposure...AmInvestment funds with foreign exposure not that strong...I'd prefer to wait and see how it performs first hmm.gif
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But I thought Malaysia is the biggest sukuk market.
SUSDavid83
post Aug 9 2012, 02:32 PM

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When equity up, bond market is on pressure.


SUSDavid83
post Aug 11 2012, 04:34 PM

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1.88% SC on CIMBCliks Online Unit Trust is extended to 31st August 2012

user posted image
SUSDavid83
post Aug 20 2012, 08:31 PM

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QUOTE(tcchuin @ Aug 20 2012, 06:59 PM)
how do I know which funds concentrate on capital growth or income?

what's the difference between them?
If a fund gives out dividend monthly, I can still invest all the dividend to the fund, is that correct?
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Income concentrated fund will generally declare distribution on periodically basis i.e. annually.

Capital appreciation fund will have incidental distribution policy whereby they're not committed to do so.

You should read the fund objective and prospectus.

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