dear forumers,

I purchased a property which I got loan from Sime Bank. As you know, Sime Bank was bought over by RHB some years back. I have been servicing my loan till now. My questions:

1 - Is my current loan agreement valid?
2 - If not valid, what should I do? What should the bank do? Can I get the interest rate revised based on current rate?
3 - What is the best action you can recommend?

Thanks in advance