same thing happens to me. do epp using maybank cc. but strangely, my available balance is only minus the months payment amount, not the entire purchase amount. once, call the cs, they confirm that i shouldnt have the 'extra' balance. she even say that i over limit already, but no penalty whatsoever in statement. i can still use the cc..very strange...the next month or so, they increase my cl without me applying for it...