hi everyone, need some advice.

1. my ASB has 100k cash + untouched dividend for 5 years + 100k loan (started this year)

if i were to withdraw my 100k cash to invest elsewhere & apply for 100k loan at the same time to max it again, do i just tell the bank to withdraw the 100k CAPITAL instead of the dividend amount? it wont affect my accumulated dividend right. OR i can do switching of fund to ASB2/ other funds instead without withdrawing?

possible to withdraw & apply loan on same day to minimize the loss?

2. planning to terminate loan on 5th year (rm543 mthly), how much do i get back ? all amount receive upon termination will stay in asb account ?

3. if by the 5th year, i do not need any cash urgently , should i just continue with the loan to yield extra dividend / terminate & re apply ?

thanks a lot

This post has been edited by yvonne7: Aug 23 2018, 09:58 PM