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 ASB loan, worth to get it???

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then17000
post Apr 9 2016, 05:32 PM

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Hi Everyone,

I am from CIMB Bank and I am doing ASB Loan Application as well.

CIMB Bank can offer up to 30 yrs of tenure or 65 yrs old.
Our loan is as low as 10k up till 200k.
Currently we are having a special promotion and packages
The normal rate that we are offer is BR + 1.2% which is equivalent to 5.2%.
Our BR is 4%.
Aside from that lets say you have done any ASB loan with Maybank we are currently offering refinancing from Maybank which you just only need to provide me a copy of your Maybank offer letter you could enjoy the rate of BR + 1% = 5%

then17000
post Apr 9 2016, 05:34 PM

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QUOTE(eastwest @ Apr 8 2016, 06:02 PM)
I see.  Thanks.. Is it optional?
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As for CIMB it is optional. You can even not taking up any insurance. icon_idea.gif icon_idea.gif
then17000
post Apr 9 2016, 05:43 PM

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Currently CIMB Bank is also offering loan for ASB 2.
The quota is very limited.
Those that have their ASB Account fully utilized they can now go for ASB 2 as well the repayment and interest rate everything is the same.
As for ASB 2 the quota is also max 200k per person. But the bank have limited quota, therefore for those that wanted to maximise their ASB income can also commit for ASB 2.
The interest rate is still 5.2%.


then17000
post Apr 14 2016, 12:03 AM

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QUOTE(budak minyak @ Apr 12 2016, 09:14 AM)
I see. Ok thank you. Noted. Good that i dont have to transfer the money here and there.
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yeah the dividend is calculated in full. if your ASB 1 now is full why not consider to take extra loan on ASB 2 which it would also give you very good return. rclxms.gif rclxms.gif
then17000
post Apr 14 2016, 12:05 AM

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QUOTE(s|dE @ Apr 11 2016, 11:14 AM)
It is a good offer indeed..but again hassle and tussle with bank documents really make me headache biggrin.gif
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Actually we only need very limited doc.
If your salary enter into CIMB Bank practically we just need you to sign up on the application form and a clear photocopy of your IC.
If your salary do not enter we just need an extra EPF Statement than we are able to sign you up for the ASB loan. biggrin.gif biggrin.gif



 

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