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 ASB loan, worth to get it???

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soulmixx
post Dec 14 2014, 08:36 PM

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hi..wta..
im just started work few months ago..if i want to take asb loan..is it will effect my car loan if i want to buy a car in the future??
soulmixx
post Dec 14 2014, 10:10 PM

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QUOTE(wild_card_my @ Dec 14 2014, 08:44 PM)
Yes it will. The same goes with your application for a mortgage

However, once you receive your dividends, you could use that as part of your income. If you need to buy a car ASAP I would recommend to hold-off on the ASB loan application for the time being.
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got it..thanks..
soulmixx
post Dec 15 2015, 08:43 PM

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QUOTE(nexona88 @ Dec 12 2015, 03:13 PM)
banks gonna stop asb loans & would focus on asb2 loans next year onwards.. So now your last chance to get asb loans!
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what is the different between asb loan and asb2 loan??
soulmixx
post Dec 29 2015, 12:07 PM

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ASNB just stated that dividend for ASB 2015 is 7.25 + 0.50sen/unit.. quite low..
don't know if still worth to take/keep ASB loan?

This post has been edited by soulmixx: Dec 29 2015, 12:09 PM
soulmixx
post Mar 31 2016, 11:34 AM

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yesterday just visit cimb for asb loan..the 5% interest rate is applicable for those who have asb loan before..it just like counter rate.. if u first timer than it will be normal rate of 5.2%..cimb also offer insuran min of 15years even u take loan for 30years..but totally optional..

This post has been edited by soulmixx: Mar 31 2016, 11:36 AM
soulmixx
post Nov 15 2017, 09:10 AM

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QUOTE(haziqnet @ Sep 28 2017, 06:11 PM)
Now cimb have promo 4.8%

Min apply 50k
Have cimb bank acc
Apply autodebit

Eligible for this rate. Promo end 31st oct 2017. If interest ask me ok.
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what is current rate?
soulmixx
post Mar 29 2018, 11:18 PM

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QUOTE(Ronald K. @ Mar 29 2018, 10:43 PM)
Hey guys!

Just an update to Ambank latest ASB financing promo effective 1st April:-

5% is now applicable to 70k and above (previously rate applies to 100k and above only).

Also same as before, there is no lock-in period and takaful is optional. In addition I will personally offer rebates which include a stamp duty waiver!

If interested, feel free to drop me a PM to know more about the offer.

Thanks! smile.gif
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hi..pm me the details
soulmixx
post Sep 5 2023, 04:39 PM

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Hi all want to ask.. if i kena durian runtuh.. let say rm30k and put the money in ASB mid of Sept.. will I get any dividend end of this year? can share example of calculation.. thanks

 

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