hi sifus, sorry not sure if this is the correct place to ask,

i have 60k saving, and i can save 7.5k monthly, but until august next year i need to use all of it,

what is the best way to invest the money?

i'm thinking to put the 60k in asb,

then take 140k asb loan but terminate after 1 year. or take fixed deposit better? currently cimb has promo 4.3% pa. which one give more return?