Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 ASB loan, worth to get it???

views
     
rokai88
post Jul 5 2011, 03:21 PM

Getting Started
**
Junior Member
145 posts

Joined: Dec 2007


somehow i feel like cimb give the better deal

1. can loan more than 25yrs up to 60yrs old - meaning lower monthly commitment
2. lower monthly payment (not much different though)
3. they have the 4.65% for 2yrs than only BLR-1.65 (others BLR-1.65)

questions:
1. is the insurance worth it? which bank have better insurance deal? im 25yrs
2. if i can only commit rm600/month. is it better to go 100k loan for 25 yrs old or 50k loan for 10yrs? what if i withdraw after 10 yrs?

thanks
rokai88
post Sep 9 2011, 01:56 AM

Getting Started
**
Junior Member
145 posts

Joined: Dec 2007


QUOTE(ak.hazwan @ Aug 29 2011, 11:09 AM)
Mind to share why Maybank Islamic "HOLD" all application for ASBLOAN?  sad.gif
Great Magic money rite? Invest RM13k 1st year, then wait 25 years, get 200k  rclxms.gif
*
since there is an issue on syariah compliance for asb fund so now maybank only offer conventional loans


Added on September 9, 2011, 1:59 am
QUOTE(ethalion @ Aug 31 2011, 09:55 AM)
I heard from 1 of ma fren...when u ald have asb loan..it will effect ur housing loan..is that true..
*
yes ofcourse. when you apply loan they will check your income and commitments (which include credit card, car loans, asb loans, any other loans/commitments)

what i would suggest is if you plan to take both (housing and asb). secure the housing loans 1st. the reason being, housing loans require central bank approval while asb loans is branch approval. you should already see which is easier to obtain smile.gif

This post has been edited by rokai88: Sep 9 2011, 01:59 AM
rokai88
post Sep 18 2011, 11:32 PM

Getting Started
**
Junior Member
145 posts

Joined: Dec 2007


any chance cimb going to give the 25 years loan for asb?

 

Change to:
| Lo-Fi Version
0.2332sec    0.33    7 queries    GZIP Disabled
Time is now: 29th March 2024 - 04:24 AM