Hi guys, was wondering if there is any calculation method to tabulate ASB surrender value?
ASB loan, worth to get it???
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 Jan 16 2018, 12:02 PM
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725 posts Joined: Apr 2008 From: Kuala Lumpur  
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Jan 16 2018, 03:26 PM
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QUOTE(faizfizy39 @ Jan 16 2018, 02:49 PM) You can use any loan calculator which has amortization table. Then look at the principal amount. Hey thanks alot. Just another question (probably a silly one), the total principal amount exclude the dividends we pay? I assume upon surrender, the total amount is the surrender value + dividend paid during the loan tenor? |
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Jan 16 2018, 04:52 PM
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QUOTE(faizfizy39 @ Jan 16 2018, 04:07 PM) No worries, no question is a silly question. Ah i see. Been using the dividend from ASB to pay off the loan monthly payment (basically settle the monthly payments for full one year using the dividend) thus was wondering the value i'll be getting back should i explore the option to terminate the loan.Yes it exclude the amount of dividend. Dividend is from ASB while SV is from the bank you do financing. Dividend we will get every year while SV only after termination or end of financing. This post has been edited by peinsama: Jan 16 2018, 04:59 PM |
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