I just met Maybank to enquire on the ASB loan. So far i feel its worth because ASB calculate divident by monthly min balance. So ASB will count our dividen base on the borrowing amount which is bigger compare on self money saving.

They told me for the first year we just need to pay rm300 per month but the following years we only need to pay rm88 after deduct the dividen of 7% up to 15 years of loan duration.

Now im not sure which bank is offer better between CIMB and Maybank. Maybe someone can advise.

Thanks.