just want to know still worth it to invest ASB?
do ASB loan
ASB loan, worth to get it???
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 May 27 2020, 03:48 PM
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#1
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Senior Member
1,202 posts Joined: Dec 2010 From: HELL  
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Jan 11 2021, 09:38 AM
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#2
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Senior Member
1,202 posts Joined: Dec 2010 From: HELL
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Which bank might have lowest interest rate right now?
might taking maybank since my day to day are using maybank. Any recomendation? |
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Jan 12 2021, 09:59 PM
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#3
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1,202 posts Joined: Dec 2010 From: HELL
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I still new, is it ok if i start asbf?
Planning to take 100k and max tenure. Might treat this like more to force saving instead of investment Any advice from sifus here This post has been edited by myroy: Jan 12 2021, 10:00 PM |
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Apr 30 2024, 10:06 AM
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#4
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1,202 posts Joined: Dec 2010 From: HELL
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QUOTE(haziqnet @ Feb 28 2024, 10:00 AM) many fight and keep said asbf is not relevant meanwhile me who have 400k asbf (include my wife) I earn 24k dividend this year. This is the power of compounding. And now my cumulative dividen is 100k+. For me i can afford rm1500+ per month for asb investment, but im quite scared to commit asbf at the moment my target within 4 years my asb dividen cumulative will be around 200k+. this is not include the principal which i also get when terminate early. so far with asbf i already earn more than 200k of dividend but some of it I use to buy a shoplot (cash). who said asbf harms you it is your loss. current rate for asbf is 4.35% the lowest and still below the dividend given 5.25% (2023)  And yes i can see i can benefits RM200,000 of compound interest but not enough ball to take asbf Rm200k Checked on payment schedule For rm200k = RM1458/month = 16 years This post has been edited by myroy: Apr 30 2024, 10:09 AM |
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Apr 30 2024, 10:47 AM
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#5
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QUOTE(ayamxxx @ Apr 30 2024, 10:41 AM) any reason? currently pay asbf of rm200k for own and rm100k for wife. just scared adding commitment, plus i follow asb fb groupSeems many people condemn asbf what do you think Plan 1 Asbf - 16years for RM1458/month or Plan 2 asbf - 35years for RM947/month |
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Apr 30 2024, 11:26 AM
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#6
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1,202 posts Joined: Dec 2010 From: HELL
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QUOTE(ayamxxx @ Apr 30 2024, 11:00 AM) that why ask, why? I choose Plan B. Collecting dividen on Jan and use for holiday trip in fb group they said not worth to take loan since % not that much nowdaysso you mention plan B = mean take longest loan tenure 35 years? |
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